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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

I love this app

4
Emma helped organise my finances in a matter of seconds I was able to clearly see my outgoings and incomings. Reviewed on: 5th April 2023

Amazing app

5
Perfect for budgeting and saving money especially during the current financial situation. Used this app for many years and never disappointed me. Amazing customer service as well if you have any questions or need any help. An app that always gives! Reviewed on: 5th April 2023

Amazing Consolidated view of all our accounts

5
While we focused on paying off debts, having the ability to view all our accounts and their balances in one place was very helpful to see in total how much we still had left to pay, but also to keep an eye on any transaction that looked fishy/out of control. Great app! Reviewed on: 5th April 2023

Fantastic app

5
Easy to use, perfect to manage my money - overall a great download! Reviewed on: 5th April 2023

Super helpful

5
Emma has made the planning of my wedding soo much easier. I’ve been able to remain organised and not feel stressed about what needs to be done. Emma also offers advice and suggestions of vendors etc. really can’t fault the app! Reviewed on: 5th April 2023

Useful app

5
It’s so helpful to be able to track our finances across bank accounts. The app has many useful features for anyone who wants to take control of their finances Reviewed on: 5th April 2023

1 app to see my entire financial portfolio

4
Gives a great overview of you finances to track credit, savings and net worth. Reviewed on: 5th April 2023

So good

5
I had one amazing experience white then Reviewed on: 5th April 2023

Very helpful

5
Very easy to use, all aspects of the interface are explained well and easy to find, which isn't always the case in apps like this! Has definitely been helpful in assisting me with budgeting, and it has encouraged me to try budgeting in ways I had never considered before. Reviewed on: 5th April 2023

Useful alo

5
Good to see where all of your money is in one place Reviewed on: 5th April 2023

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