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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing app

5
It has helped me wo much! The best finance app! Reviewed on: 5th April 2023

Excellent

5
Great app to track your earnings. Reviewed on: 5th April 2023

Your personal accountant

5
Emma has been great at helping me budget my expenses and flagging up on things I’m spending too much on e.g. shopping. It’s making me more conscious of the way I spend my money and helping me save money as well without any effort. Best feature of Emma is that it’s linked to your bank account so there is no need to track your spending manually. 100% recommend to everyone Reviewed on: 5th April 2023

So helpful to stay on top of everything

5
I finally feel like I am managing my finances! Thank you Reviewed on: 5th April 2023

Overall great

5
Very practical and straight forward way to manage money and savings. Reviewed on: 5th April 2023

Clear easy to use

4
Emma is very useful tool to use for monitoring spending and calculating debt. The analytics guide to how best to reduce debt and budget better Reviewed on: 5th April 2023

Very useful app

5
Very easy to monitor your expenses Reviewed on: 5th April 2023

Emma looks after me

5
Easy to use Friendly clear communication A useful & intensifying sense of humour to accurately guide your monetary future Reviewed on: 5th April 2023

Emma is revolutionary

5
I have never found a financial app that has benefitted me more than Emma! It’s the perfect software to help save and track your expenses Reviewed on: 5th April 2023

Extremely

5
Best mattress I’ve ever had. Best nights sleep. Reviewed on: 5th April 2023

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