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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app

It has helped me wo much! The best finance app! Reviewed on: 5th April 2023

Excellent

Great app to track your earnings. Reviewed on: 5th April 2023

Your personal accountant

Emma has been great at helping me budget my expenses and flagging up on things I’m spending too much on e.g. shopping. It’s making me more conscious of the way I spend my money and helping me save money as well without any effort. Best feature of Emma is that it’s linked to your bank account so there is no need to track your spending manually. 100% recommend to everyone Reviewed on: 5th April 2023

So helpful to stay on top of everything

I finally feel like I am managing my finances! Thank you Reviewed on: 5th April 2023

Overall great

Very practical and straight forward way to manage money and savings. Reviewed on: 5th April 2023

Clear easy to use

Emma is very useful tool to use for monitoring spending and calculating debt. The analytics guide to how best to reduce debt and budget better Reviewed on: 5th April 2023

Very useful app

Very easy to monitor your expenses Reviewed on: 5th April 2023

Emma looks after me

Easy to use Friendly clear communication A useful & intensifying sense of humour to accurately guide your monetary future Reviewed on: 5th April 2023

Emma is revolutionary

I have never found a financial app that has benefitted me more than Emma! It’s the perfect software to help save and track your expenses Reviewed on: 5th April 2023

Extremely

Best mattress I’ve ever had. Best nights sleep. Reviewed on: 5th April 2023

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