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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Emma looks after me

5
Easy to use Friendly clear communication A useful & intensifying sense of humour to accurately guide your monetary future Reviewed on: 5th April 2023

Emma is revolutionary

5
I have never found a financial app that has benefitted me more than Emma! It’s the perfect software to help save and track your expenses Reviewed on: 5th April 2023

Extremely

5
Best mattress I’ve ever had. Best nights sleep. Reviewed on: 5th April 2023

An overview you would need to pay a financial adviser to provide.

5
Regardless of the added Benefits that have come into the Emma app over the years. having been an early adopter it’s more than proven it’s value to me. Since the beginning Emma has provided be with the financial intelligence to make informed decisions whilst also providing a safe and secure place to access all my day to day financial information. Whenever I hear if someone saying “I don’t know where my money goes” I recommend Emma! Reviewed on: 5th April 2023

The motivation you need to stay on top of your money goals

4
I was constantly “ignoring” my bank balance until the end of the month, getting to payday and realising I was still broke. Emma came through with nifty little notifications to ensure I knew exactly what I was spending, where I was spending and how to cut back. I’d recommend to all my friends, especially ones in their 20’s living in expensive cities. Reviewed on: 5th April 2023

Great way to keep track of your budget

4
Since life started becoming more expensive in the UK, I'm trying to be more mindful of my spending. Emma makes it really easy to do that as everything is largely automated and really flexible. There are some features only available on pro which would be nice to have, but the free version is also more than manageable. Reviewed on: 5th April 2023

Great all-in-one finance app

4
I've tried a lot of different budgeting and expense tracking apps, and Emma is the best I've found. It includes everything I need and is super helpful for managing my spending and keeping track of regular bills. The only downside is that you need to pay for certain features, some of which I'd really like but can't really afford. Reviewed on: 5th April 2023

Best things I did

5
I was in a total mess in debt and just never had a penny to my name I used Emma to save my money I now have enough to put a deposit down on a home for me and my new family my little baby boy Reviewed on: 5th April 2023

Simple, efficient product for your budgeting needs

5
I've been using Emma for around 3 years now and I have no complaints. Using it I'm able to set budgets for my categories (Groceries, Shopping, Holidays etc) and get notified when I'm about to spend too much on any of them. Since I first started using it, Emma has introduced exciting new features related to saving and investing. Keep up the good work! Reviewed on: 5th April 2023

Emily is the bestest friend ever

5
Emily has really helped me out where my finances are concerned. Reviewed on: 5th April 2023

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