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first direct: 1st Account reviews

4.64
Based on 1,236 reviews, last reviewed 15th Oct 2024
50% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
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1%
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3%

Latest highest rating:

5

fd - a needle in the proverbial financial haystack In the almost two decades I have used fd, nothing has gone wrong, no apology has been needed and things continue to work as clockwork, which in this d... Read more Reviewed on: 15th October 2024
Neil 's avatar
Neil

Latest lowest rating:

1

Unethical bank, if you can get past the login screen Been with them on two different occasions and both times same experience. They have the most complicated way to log into their accounts vs any other b... Read more Reviewed on: 7th September 2024
Richard P's avatar
Richard P

About this product

First Direct 1st Account is a personal current account with tools and features to support spending, saving, borrowing and budgeting. The account has interest free overdraft options and no fees for spending abroad. At Smart Money People, we collect First Direct 1st Account reviews to help you discover what life as a First Direct customer is really like.

If the First Direct 1st Account sounds like the right current account for you, read our reviews to learn more. Find out how long existing customers have had their accounts. Read about the overdraft options and additional features. Learn about the mobile app, its features and how simple it is to use. All of this and more can be found in our First Direct 1st Account reviews.

Have you got a First Direct 1st Account? Share your experience with others on Smart Money People. Why did you choose this current account and how long have you been using it? Don’t forget to tell us the pros and cons you’ve experienced with the 1st Account and anything else other people would find useful. Would you recommend the account to your family and friends? Do you use the mobile banking app, and if so, what features do you like the most? Write a First Direct 1st Account review today. Together, we can help people like you make better financial decisions.

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first direct 1st Account reviews (1236)

gOOD CUSTOMER SERVICE, EASY TO USE

5
I APPLIED FOR A LOAN, IT WAS SO QUICK AND SIMPLE AND THE CUSTOMER SERVICE WAS BRILLIANT AND I GOT THE AMOUNT I WANTED INTO MY BANK ACCOUNT IN MINUTES. Reviewed on: 16th February 2016

Consistently Good Serice

5
Consistently good service across the 15 years or so that I have been banking with first direct. Always accessible, always helpful but never pushy. Simple and always available website. Trouble free banking. Reviewed on: 16th February 2016

NO issues

5
Never had a problem with first direct. Staff always helpful if I need to ring for anything. Could not recommend highly enough Reviewed on: 16th February 2016

Award winning

5
First Direct are absolutely the best out there by a mile. They win awards and for very good reason. I've been with them for 20+ years and can not imagine ever having need to change! Reviewed on: 16th February 2016

Just amazing

5
First Direct are amazing! 24 hour bank so theres always someone there. They are all British (sorry but i can understand them) And they always help with whatever problem i have and they sort it there and then. I will never, ever change my bank. Reviewed on: 16th February 2016

Been with first direct since they started, superb bank, no hassle at all

5
Any time you call them they always answer very quickly. The first person always knows all the answers - or where to get them from. They never hassle you to buy things. I couldn't be happier. Reviewed on: 15th February 2016

LOVE First Direct

5
I use First Direct and I absolutely LOVE them!! Nothing is too much trouble, everything is easy. I have never ever EVER had a problem with them Reviewed on: 15th February 2016

Outstanding service

5
Having banked with a couple of high street banks previously I was always subjected to regular calls trying to persuade me to sign up for payable accounts or other bank products. With first direct I have never had this, they are always polite, friendly and helpful but only do what I ask them for, nothing more, noting less- perfect. Reviewed on: 15th February 2016

The Christmas Day Call

5
I called you every year, on Christmas Day You always answered within three rings And, I fabricated an excuse; I'm phoning because I want a balance, a transfer, but really? I just wanted to say - HI! You are working today! And, I'm sorry, and Merry Christmas, faceless First Direct call handler. For the first few years, I felt smug, as if I had done something worthwhile. But, my partner remarked - What if they are having fun, in the office, with champagne and crackers, and silly hats, and then all of a sudden, a solitary caller comes on the line, and wants them to work? What if you make them sigh, and adjust their paper crown, to log on to your account? Stop doing this. Stop. And so, now when I call, I go through the usual details, and you catch me when I'm overdrawn, and catch others when they use my funds, and we are still getting along very well, and yes, you are my preferred firm, and I do like conversing with Gill from Glasgow, but- I will not call you on Christmas day, this year. It's not that I don't value you, or feel that you are not worthy of my festive wishes, but just on the off-chance my call lights up, and you are part-way between charades and champagne, and curse, I will not be that person, again. Reviewed on: 15th February 2016

Great service

5
Great service on a day to day basis from always helpful staff Reviewed on: 14th February 2016

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