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first direct: Current Account reviews

4.64
Based on 1,245 reviews, last reviewed 22nd Jan 2025
43% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Excellent customer service. Excellent customer service. I have had my main current account with FD for many years and although other banks may offer different/better rewards fro... Read more Reviewed on: 22nd January 2025
Sarah N's avatar
Sarah N

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1245)

Review of the first direct, Current Account:

Good service bad Ap'

4
Always had generally good service. But Ap' not compatible with online banking. Reviewed on: 1st June 2023

Always been helpful when i have had to call them, cu...

5
Always been helpful when i have had to call them, customer service is just the best. Reviewed on: 15th February 2024

Used FD since it first appeared, great bank.

5
Used FD since it first appeared. Have not had any problems with it during that time. Easy to contact and both App and online services easy to access and appear to be quite secure Reviewed on: 15th February 2024

Best bank by a country mile

5
If I ever need to ring for everyday banking, which is rarely because the app is so easy to use, they answer the phone immediately and sort my query promptly I have also rang customer relations dept to praise thd way their team work They were also excellent in every way Reviewed on: 15th February 2024

Customer service is excellent.

5
Customer service is excellent. The app might provide all the functionality of other providers but that is made up for by the quick response and excellent service whenever you contact customer support Reviewed on: 15th February 2024

Easy to use app, great customer service via the phone

5
Easy to use app, great customer service via the phone Reviewed on: 15th February 2024

Very good account, easy to open and maintain.

5
Very good account, easy to open and maintain. Excellent customer service Reviewed on: 15th February 2024

Decent experience

4
Decent experience opening an account with them, the app seems to have good functionality and there are some competitive rewards for sticking around. Reviewed on: 15th February 2024

Consistently good customer service, a great app , I...

5
Consistently good customer service, a great app , I feel confident in my bank Reviewed on: 14th February 2024

Onboarding was very easy and hassle free.

5
Onboarding was very easy and hassle free. No problems opening new products on the platform. Reviewed on: 13th February 2024

Excellent customer service.

5
Excellent customer service. Reliable, safe banking experience. Reviewed on: 10th February 2024

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