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first direct: Current Account reviews

4.64
Based on 1,250 reviews, last reviewed 21st Feb 2025
11% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

First direct current account I first switched to first direct just over a year ago and have since found it to be a great platform. The switching bonus was nice but the platform it... Read more Reviewed on: 21st February 2025
Adam's avatar
Adam

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1250)

Review of the first direct, Current Account:

Good service bad Ap'

4
Always had generally good service. But Ap' not compatible with online banking. Reviewed on: 1st June 2023

Great company

5
Great company. Easy to interact with. Simple to use app and easy to transfer money etc. Reviewed on: 8th February 2023

Best Bank Ever

5
Amazing Customer Service Treated as humans and not as robots Reviewed on: 8th February 2023

Solid, steady and one foot in the past

4
The first direct 1st Account is a solid, stable and reliable bank account from a company which many will not recognise, but which is very firmly rooted in our minds, as a child company of HSBC - one of Britain's finest financial triumphs. Reviewed on: 7th February 2023

Great customer service

4
I've banked with first direct for 26 years and in that time their service has been excellent. I believe that they still provide a great service and even though I readily change financial services products I have no intention of moving my main bank accounts away from them. Reviewed on: 7th February 2023

Great all round

5
Great Bank with excellent customer service Reviewed on: 3rd February 2023

Great service

5
Efficient, easy and contactable at all times. Just what you want from a bank. Reviewed on: 2nd February 2023

GREAT SERVICE.

5
Such a user-friendly bank. A pleasure to deal with. Reviewed on: 2nd February 2023

Wonderful Bank

5
Great customer service. Always answer phone quickly. Have good knowledge Reviewed on: 2nd February 2023

Easy and friendly

5
Easy to navigate app and good website. Customer service is exceptional Reviewed on: 1st February 2023

Brilliant account!

5
Great communication, never has any issues, but when I've had to ring no long waits on the phone. The people who work in customer service are friendly and easy to speak to, not getting passed from one department to another. I regularly get text messages which are really easy to understand about overdrafts and offers. Reviewed on: 1st February 2023

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