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first direct: Current Account reviews

4.68
Based on 1,332 reviews, last reviewed 2nd Apr 2025
1129% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

First Direct, First Class! Every single time I interact with First Direct, I am never disappointed- always do what they say that’ll do - my current account, joint account and m... Read more Reviewed on: 2nd April 2025
Sion W's avatar
Sion W

Latest lowest rating:

1

Beware when using FD credit card! Beware when using FD credit card!!!!! They are unhelpful if you report a fraudulent transaction on their credit card. Reported a fraudulent transactio... Read more Reviewed on: 18th March 2025
Mak's avatar
Mak

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1332)

Review of the first direct, Current Account:

Easy to use and manage, but help is only a call away

4
Generally only use the app or online banking but when needed have called and the staff have be down to earth and able explain things clearly then will go on to solve issues quickly Reviewed on: 24th February 2021

First Direct, First Class!

5
Every single time I interact with First Direct, I am never disappointed- always do what they say that’ll do - my current account, joint account and mortgage with them and highly recommend. Competitive rates, first class service but most importantly, that ‘personal’ touch. Reviewed on: 2nd April 2025

Protects your money always

5
Straightforward to move money, regular updates/advice and information..protects your money always Reviewed on: 2nd April 2025

Reliable banking

5
Great customer service, current account runs smoothly never had any issues Reviewed on: 2nd April 2025

Excellent service

5
Always available on the phone and UK call centre Reviewed on: 2nd April 2025

Excellent customer service by phone and app

5
Most interactions happen efficiently in the mobile app, but it’s easy to get personal answers quickly by calling up. Having a savings pot is an excellent benefit. Reviewed on: 2nd April 2025

Excellent bank

5
I have been banking with them for many years now and there’s nothing I could complain about. Reviewed on: 2nd April 2025

Hassle free banking,

5
Hassle free banking,straightforward and an easy to use website.Excellent interest rates on fixed rate accounts Reviewed on: 2nd April 2025

Secure online banking facilities, easy to use systems

5
Secure online banking facilities, easy to use systems, great savings account facility, lots of helpful information provided. Great system for providing information to check incoming and out going monies. Reviewed on: 2nd April 2025

Highly reccomend.

5
Can chat online,or on phone.Always pleasant,patient,very helpful.Feel safe and secure with this bank.I am retired.Very helpful.They do the 2 step code,if there s anything amiss.Also voice recognition.Would highly reccomend.Have saving accounts there too.Good interest rate if you fix for a year. Reviewed on: 2nd April 2025

Very easy to open an account, Any issues are solved...

5
Very easy to open an account, Any issues are solved without any problems. They offer a good range of products. Reviewed on: 2nd April 2025

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