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Halifax: Current Account reviews

4.13
Based on 896 reviews, last reviewed 6th Feb 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Good current account offering with perks Good current account offering and pays a good bonus of £5 per month. Slick and seamless. Does what it needs to do with a fantastic app showing many di... Read more Reviewed on: 5th February 2025
Miles 's avatar
Miles

Latest lowest rating:

1

I can’t bank with the enemy! I was a new customer and had a monthly account fee! Due to managing hospitalisations and other difficulties i hadn’t been able to pay the account fee ... Read more Reviewed on: 29th October 2024
Victoria 's avatar
Victoria

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current Account reviews (896)

Review of the Halifax, Current Account:

Very good service

5
British call centres that answer promptly and handle problems effectively. Reviewed on: 5th April 2018

Pretty standard experience

3
I joined Halifax as it had one of the higher interest rates and convenient branches (I am on the Expresscash account). My experience with them has been pretty standard - no bad experiences but nothing outstanding or exciting. One thing I really don't like is their login system. You cannot have symbols in your password, it is limited by length and requires you to use a memorable phrase as a second factor (2FA is brilliant but there must be better options than this). I am considering moving to a neobank like Monzo or Starling for a better experience that reflects how I actually use my account and what a modern current account should look like. Reviewed on: 24th January 2022

Fantastic Customer Service

5
Offered excellent financial support especially in times of needs. Easy banking experience Reviewed on: 22nd January 2022

Super service

5
Friendly and helpful staff who will take time and trouble to sort out problems Reviewed on: 20th January 2022

Customer service

5
Even though our local bank got rid of the face to face tills, there is always a friendly face there to advise you or help you out if needed Reviewed on: 20th January 2022

Poor interest rates

3
Customer service has been reasonable but the company offers no incentives to save with them unlike others. Customer service staff aren't in a position to justify those decisions Reviewed on: 19th January 2022

Happy, Friendly bank

5
I have been banking with Halifax since I was 8 years old. I have found the customer service to be helpful and the online banking to be easy and simple. Whenever I have needed face-to-face assistance, I have gone into branch and found the staff to be well trained and friendly. Reviewed on: 18th January 2022

Amazing service

5
Great experience opening up an account with Halifax. Amazing customer service and got the specifics in the account I required. Happy with service. Reviewed on: 18th January 2022

Good bank

5
Never had a problem with Halifax in 20+ years Reviewed on: 18th January 2022

lost my cheque in branch!

2
not professional, how can they LOSE a cheque? deposited through the hole in the wall and left on the side in their office for over a week until i complained about being overdrawn for unknown reason. Reviewed on: 17th January 2022

Good for purposes.

3
Systems operate well and generally I do not have any problems. However they should reward people for leaving money in a basic current account without having to pay a monthly fee. They have the use of my money to fund borrowers and contribute to their costs so a fee free service should apply like it used to be in the past. Reviewed on: 17th January 2022

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