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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (259 reviews)

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4.11

Based on 259 reviews, last reviewed 8th Mar 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

4

Perfect for Travelling The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (259)

Review of the Halifax, Clarity Credit Card:

Falls from grace

This was a great credit card for spending money abroad - affordable and simple to use. However they have recently changed the rules so that paying the money back early - for example to reduce the interest charged on cash withdrawals - does not reduce the direct debit charge for the next month. After several instances where my credit card was significantly in the positive I have been left with no choice but to cancel the direct debit and so am now avoiding using it where possible Reviewed on: 25th January 2020

Travel card

great for travel with no charges on spending - but don't withdraw on it. Reviewed on: 14th November 2018

Customer service

Great friendly customer service. Polite and easy to deal with Reviewed on: 9th November 2018

Great card with benefits

YOU CAB DO GOOD WHILST YOU SPEND WITH THIS CARD - WHAT'S NOT TO LIKE ABOUT THAT. Reviewed on: 9th November 2018

Best for spending abroad

I always use this abroad as you don't get charged and get a better exchange rate Reviewed on: 8th November 2018

Great for abroad

We always take it with us to the USA. Saves exchanging money, then worrying I will lose it. Never had any issues, with not being able to ise it! Reviewed on: 8th November 2018

Great for travellers

A good card for those spending while on holiday. Provides good rates and without fees or commission charges. Reviewed on: 6th November 2018

High interest low customer skills

I've ordered a replacement card 5 times but alas it never shows.. The advisers offered zero help just the same repetitive script rattled off with little care an even less resolve. Reviewed on: 11th August 2018

Perfect for travelling abroad

Easy to open and great rates abroad - what is there not to like? The app is good too. Reviewed on: 10th August 2018

Best card around

Have had no problems with this card, good for taking abroad and their security system seems to be 'on the ball' Reviewed on: 25th July 2018

Very useful

Very handy card to have especially abroad. Reviewed on: 24th July 2018

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