Smart Money People Logo

JN Bank UK: Personal Loan reviews

4.96
Based on 699 reviews, last reviewed 11th Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to follow online portal and incredibly friendly... Easy to follow online portal and incredibly friendly staff members. Having followed JN Bank UK for a while now, I understand their dedicated to doing ... Read more Reviewed on: 11th April 2025
Harvey P's avatar
Harvey P

Latest lowest rating:

1

The worst bank I ever come across I applied for a personal loan with this bank, they performed an extensive background check, and I mean it EXTENSIVE - sent lots and lots and lots file... Read more Reviewed on: 21st November 2022
Marina Harris's avatar
Marina Harris

About this product

Review JN Bank UK: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

JN Bank UK Personal Loan reviews (699)

Quick

5
Quick and easy to set up. Pleased with the service. Reviewed on: 9th February 2023

Great rates, looks at each individual

5
The process of taking out a loan took around 24 hours. I was really impressed with the information gathered they seemed to have a responsible approach to lending and it's rooted in each individual rather then a formula. My monthly payments go out and the process was so easy. The rates were very competitive. Reviewed on: 9th February 2023

Brilliant, easy and fast.

5
Was a great experience no hassle and very prompt putting into my Bank. Reviewed on: 9th February 2023

Fast no hassle loans

5
Excellent customer service. Fast loan. Everything went smoothly. Would highly recommend. No complicated paperwork. Reviewed on: 9th February 2023

Amazing

5
Needed a quick loan, the process was easy no problems encountered and money in the bank within an hour. Would highly recommend. Reviewed on: 9th February 2023

JN Bank the best

5
Best lender in the market currently. Straight forward process during my application. Reviewed on: 9th February 2023

Easy, quick to organise and professional

5
When I took out the loan it was easy and simple to do. Great communication. Great experience Reviewed on: 9th February 2023

The best interest rates around.

5
Jn bank UK had a great offer of 9.9% APR on loans which was alit better than my current loan with my own bank RBS at 19.9%. They also offered help during the cost of living and energy crisis and sent en email saying they could reduce monthly payments of needed. Great service. Reviewed on: 9th February 2023

Easy and fair

5
I had a quick process with JN BANK and the re-pay was more than fair for my credit. Highly recommend Reviewed on: 9th February 2023

Perfect

5
Great fast personal loan . I recommended to everyone. Reviewed on: 9th February 2023

Do you have a different JN Bank UK product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from JN Bank UK?

  • Easy Access Savings

    from JN Bank UK 4.92 from 84 reviews
    JN Bank UK
  • Fixed Term Savings

    from JN Bank UK 4.82 from 141 reviews
    JN Bank UK
    View all products