Smart Money People Logo

John Lewis: Home insurance reviews

2.07
Based on 77 reviews, last reviewed 30th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
31%
See only 4 star reviews
6%
See only 3 star reviews
5%
See only 2 star reviews
1%
See only 1 star reviews
57%

Latest highest rating:

5

Excellent and responsive insurer. Excellent and responsive insurer. We had a massively leakage causing 1000s of pounds worth of damage. JL ensured the work was completed promptly and t... Read more Reviewed on: 4th March 2025
Bev B's avatar
Bev B

Latest lowest rating:

2

Google Sedgwick reviews... extremely disappointed with my experience handling a claim through John Lewis. What has been most frustrating is not just the outcome, but the overall... Read more Reviewed on: 30th March 2026
Austin A's avatar
Austin A

About this product

You can apply for a John Lewis Money home insurance policy online.

Choose from Bronze, Silver and Gold policies, with £50,000 minimum protection when you buy contents cover. There’s no fee to change your insurance policy and no extra charge if you want to pay monthly.

John Lewis Money home insurance reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis Money before, you can also leave a review and share your experience.

Review John Lewis: Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

John Lewis Home insurance reviews (77)

Worst Insurance ever

1
House Burgled and 4 months after still not resolved. They have lost documentation on 3 separate occasions. For irreplaceable items of jewellery they have for cash undercut their low valuation by 53 per cent. This is on their Premium Service. We are old age pensioners and found the burglary highly stressful. This is 100 times worse Reviewed on: 11th May 2018

worse ever home insurance

1
Worst experience for Home Contents Insurance I have come across. We had a leak from the upstairs neighbours flat in august 2017. We have just had a baby so getting all this sorted asap was key. I had also mentioned this to the insurers. We had sent everything the insurance had asked for including any receipts that we had. Yet still they ask for receipts for items such as duvets, sheets, cheap costume jewellery which we have told countless times we do not have as this is not something we keep in receipts. They brought in a company RENEW to look at our carpets and initially refused to change the carpet in the baby's room even though the carpet was completely flooded with waste waster. After much arguing we managed to get the carpet replaced. Apart from this, nothing else has been done. We have been without a BED to sleep on until now (NOV 8 2017). We have had to buy our baby a new COT ourselves as they have yet to pay this. They refused to pay for our damaged electric blinds and remote control which we were told the buildings insurance was responsible. We spoke to the buildings insurance company and they had said no this is part of contents. Our buildings insurance company when they were notified they completed their work within 2 weeks. Insurance company is not John lewis, it is underwritten from some other insurance company LMG. So no, you will not receive any replaced items from John Lewis. I do advise to AVOID this company and look at the more reputable Insurance Companies out there who actually care about their customers. Reviewed on: 8th November 2017

Home Insurance

4
We have a combined home contents and buildings insurance with John Lewis and they seemed to be pleasant to deal with and competitive quotes Reviewed on: 1st October 2017

Superb Value from people who care

5
An excellent level cover at a sensible price all offered by a name we trust Reviewed on: 12th September 2017

Easy, Professional and Competitive

5
Simple sign-up and renewal all backed up by the strength of the trusted John Lewis brand. Price is always competitive and communication is excellent. Recommended. Reviewed on: 29th August 2017

Trust

4
John Lewis never let us down;they are efficient, good value, and unfailingly polite ,and great to deal with. Would reccomend them every time. TIM PLUCK Reviewed on: 16th August 2017

Best home insurance you can buy.

5
They cover everything we have, new for old and they are easy to deal with. They are not cheap but you get what you pay for. Reviewed on: 27th July 2017

John Lewis excellent for Home Insurance

5
Excellent value for money and very friendly and helpful customer service. Good cover of insurance available. Reviewed on: 16th July 2017

Quality home insurance

5
The amount of cover provided is astounding when compared to other insurance companies. The cost might be the lowest on the market, but the cover is the best that I have ever had. Insured for contents, building and out of home, peace of mind fully protected. The fact that the policy is offered by John Lewis is a bonus in my book. Reviewed on: 5th July 2017

Wouldn't insure me!

3
I tried to get a quote for contents insurance as my Grandmother had previously had good rates for her buildings insurance with them. However, they wouldn't insure me as the postcode was in an area at risk of flooding even though I live in a 2nd floor flat, a long way from the river. My Grandmother, who lives closer to the river than me, in a bungalow did get insurance! Reviewed on: 28th December 2016

Do you have a different John Lewis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from John Lewis?

  • Travel Insurance

    from John Lewis 4.75 from 3 reviews
    John Lewis
  • Breakdown Insurance

    from John Lewis 4.00 from 1 reviews
    John Lewis
  • Car insurance

    from John Lewis 1.96 from 33 reviews
    John Lewis
    View all products