Write a review

Go to business site

John Lewis: Partnership Card reviews

Name: Partnership Card
Rating: 1.32 (886 reviews)

View other John Lewis products

1.32

Based on 886 reviews, last reviewed 24th Feb 2026

No new 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

4

The JLP card offers cashback based upon spending and... The JLP card offers cashback based upon spending and it is possible to generate £100+ cashback per year. Managing the account is straightforward via t... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

AVOID the JOHN LEWIS CREDIT CARD I have had a JL credit card for over 10 years , paid off in full every month. I returned from holiday having cleared my card to buy a coffee. The card... Read more Reviewed on: 24th February 2026

Read all reviews Write a review

About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.

Smart Money People is the UK's leading financial services review and insight hub. Together, we can make financial services work better for everyone.

Review John Lewis: Partnership Card now

Help others make smarter decisions by sharing your own experience.

Write a review

John Lewis Partnership Card reviews (886)

We are merely customers

Two major issues since switching to new card, customer services were initially non-existent, then there was an improvement but in both cases, the onus was on me to do the leg work and act as go-between when it was obvious communication between retailer and card company was the issue. Reviewed on: 16th November 2022

Dreadful

This is an appalling card in terms of customer service. I have not been told by email that my first statement is available online. Had I not checked I could have missed payment date. You can only increase credit limit on line, not reduce it. This is not helpful for anyone struggling with their finances. Trying to contact provider is virtually impossible. I did once get through to the South African call centre and individual was helpful, but the only way to speak to a real person is by not replying to the automatic questions. Information provided to make payment is poor and bank prompts do not refer to name on the new card!! Account number on card is at variance from account number on statement, which is confusing!! It is also impossible to find anyone at John Lewis to complain to about their choice of provider. Reviewed on: 16th November 2022

TRYING TO PAY DIRECT FROM MY BANK

I've received my 1st statement and went onto my online banking to pay. There is no info anywhere with the actual A/C name. I checked the JL credit card app and the direct debit says Santander Cards UK Limited re. NewDay Ltd. I've tried every variation of this A/C name and it cannot be verified even though I also bank with Santander. I triple checked the sort code and bank a/c number and have risked making the payment as I don't want to incur late payment fees. Is this to discourage anyone paying direct from their bank and to force you to set up a direct debit which I would never do. For goodness sake New Day/John Lewis you need to make sure your A/C details are verifiable in this day and age of fraud Reviewed on: 15th November 2022

Long time customer refused by New Day

Been with JL for 15 years and credit refused by new day for a new account. Heard this has been very common. Back to M & S too! Can’t believe they’re happy to lose so many reliable customers!! Reviewed on: 15th November 2022

Card isn't being accepted

Have had the previous JL card for 15 years, never had a problem, easy to get hold of customer services etc. Just tried to book a Travelodge for work and apparently the card type isn't recognised. Can't get through to customer services so have had to pay by other means. No point having the card if I can't use it! It's been problematic using in shops since I got it so, I'll take my custom elsewhere. Such a shame, New Day haven't got any synergy with the John Lewis brand. Reviewed on: 14th November 2022

Response from John Lewis ?

Has anyone managed to get a reasoned response from John Lewis ? I`ve tried various methods but I get the same old standard responses saying New Day are regulated etc etc. New Day may well be legal but they are clearly not very good. How were they chosen ? Why don`t my bank recognise their account details ? Did John Lewis know their terms and conditions for example that you have to have a mobile phone and you can`t pay them over the counter at a proper bank ? Has anyone seen any comment from John Lewis on these matters ? Reviewed on: 14th November 2022

Disaster!

Long story short. 1.Pin unreadable 2. Locked it for fraud on day 1 3. Didn’t answer when I rang so had to use another card 4. 20 mins hanging on to unlock it 5. Another 12 mins to answer ridiculous questions including L, what is the credit card limit on other cards? And how many other New Day credit cards do you have? I don’t know! Never heard of you, didn’t know you were behind this shambles, so I hope the answer is none! John Lewis what have you done? False economy. Pay New Day less but lose numerous customers. Please rethink! Reviewed on: 14th November 2022

Disastrous

Never had a problem with the old partnership card and I like their Christmas advert but why have they changed from HSBC to NewDay? I decided to have a look at my account on Saturday night and was told the app. needed updating. Updated the app and was unable to access it and after several attempts my account was blocked. No access to customer services on Saturday night and I needed the card for Sunday morning to top up with fuel and take my wife for a meal. I won’t be needing it again because I have applied for a M&S card which is on its way. Goodbye John Lewis, it was nice while it lasted. Reviewed on: 13th November 2022

Flimsy card

Know it was my fault. I misplaced my card but they are so thin they are just like a piece of paper. I bey you have loads of people misplacing it because of its poor quality! Reviewed on: 13th November 2022

Very disappointed

I’ve just been charged (interest and fee) for not paying my credit card bill - even though I have a letter from them confirming my DD has been set up. No email contact details, tge website says the call centre is open on Sunday (10-4), but after 5 mins negotiating the options the recorded message says their offices are closed on Sundays. Complete shambles! Really disappointing that JLP haven’t selected a provider without checking/insisting service levels comparable to their own. New credit card provider being sought after many years with JLP - not happy. Reviewed on: 13th November 2022

Do you have a different John Lewis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Everyday Credit Card
from Creation 2.71 from 20 reviews
Classic Credit Card
from Capital One 4.06 from 284 reviews
Credit card
from Zable 4.94 from 50085 reviews

Want to see more from John Lewis?

Travel Insurance
from John Lewis 4.75 from 3 reviews
Breakdown Insurance
from John Lewis 4.00 from 1 reviews
Home insurance
from John Lewis 2.04 from 76 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub