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John Lewis: Partnership Card reviews

Name: Partnership Card
Rating: 1.32 (862 reviews)

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1.33

Based on 862 reviews, last reviewed 24th Dec 2024

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Customer satisfaction They are vgery focussed and always go the extra step to ensure we are happy Reviewed on: 24th August 2024

Latest lowest rating:

1

Disaster of a credit card company - total fail! We recently tried adding our John Lewis Partnership Card to Apple Pay, only to find it blocked by NewDay, the card provider. Shockingly, this happened... Read more Reviewed on: 24th December 2024

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About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.

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John Lewis Partnership Card reviews (862)

Review of the John Lewis, Partnership Card:

"JLP" aka Just Lost Plot.

Thanks to Newday telling me I am ineligible for the new JL Partnership card despite excellent credit score, 5 figure credit limit, etc, etc 31 October 2022 will mark the end of my JL Partnership card and circa 50 years loyal relationship with JL/W. Thereafter I won't be think of JL or W as my first port of call whenever Ii buy anything, No more recommending JL and/or W. It'll be just another shop which once upon a time had what it took but is no more. I have extolled the virtues of Newday on this board and other sites so the high esteem in which I hold Newday is renowned. As a gesture of goodwill to anyone that may not know this - I didn't until last week - a credit score fluctuates, depending upon how much of one's credit limit has been used at the time. For example if your credit limit is £10,000 and according to the soft check (meaning that your credit score isn't affected) the score is excellent, it doesn't matter that you pay the whole of the balance on each statement. What matters to the credit score is how much of the credit you have used at the date/time you check your credit score. Paying the whole of the balance is past performance: it does not create a binding precedent for the future. Until you receive your next statement and pay the balance on that statement, as far as the credit score is concerned you owe x% of the limit with no certainty whether the amount owed would be repaid in full by the payment date. The existing JL Partnership card can be used as an ordinary credit but really it's a store card that, because it is provided by HSBC, can be used as credit card anywhere. (Unlike Newday's version which can't.) JLP is not the most worldly organisation so probably would never have envisaged let alone intended that its cardholders would spend perhaps the bulk of the credit limit elsewhere and only a relatively small proportion at JL/W. But by so doing cardholders get JLP vouchers regardless, meaning that over the course of a year a high spending cardholder could easily accumulate more than £100 in vouchers to be redeemed at JL /W without having bought anything at JL/W. (I used to get more than £200 vouchers which I saved for use at Christmas.) It is advisable to close your credit card account with JLP before the expiry date otherwise the credit score might be told the bank has cancelled it in which case your credit score would be affected adversely. Just for fun, I am considering this paying all but £1 of the balance due and leave the £1 outstanding and gathering interest for years to come. Or until HBC write it off which the earlier. Reviewed on: 9th October 2022

An unreliable credit card

Ever since the credit card has been managed by New Day, I have repeatedly had my transactions (in a store or online) declined, even when I have validated the transaction by logging into the app. I had raised a complaint with New Day but it was closed, saying that they followed the processes. I have zero confidence in using my card. Rubbish. Reviewed on: 16th June 2023

Great offer

The 0% offer was a lengthy period of time and I await my vouchers. The app is reasonably clear to use and many options to pay swiftly. I had 1 error of when a payment said it failed but it didn't. Otherwise, no issues. Reviewed on: 15th June 2023

NewDay ClownShow

I received my first statement on my John Lewis Partnership Card, managed by NewDay in December 2022 and paid off the balance, in full, the day after it arrived. However, on the 19th January, this year, I received a letter from NewDay, informing me that my John Lewis account had been suspended because I had not made a payment the previous month. I wrote to them in February about this matter, enclosing copies of the receipt that the bank issued, confirming the payment had been made and an extract from the relevant bank statement, showing that the money had been taken from my current account. Four months after providing physical evidence that I had paid off the balance, in full, I am still awaiting a reply. Despite this, the threatening letters from NewDay continued to arrive. So far, a total of 12 letters from this ClownShow have dropped through my letterbox, each of them threatening me with court action and/or passing the matter on to a debt collection company. Each letter also informs me that my credit rating has been adversely affected by this non-debt. I have an excellent credit rating and have never in my life defaulted on a payment to John Lewis or anyone else This matter is having an adverse effect on my mental health. I have had an account with John Lewis for over 40 years but I will never spend another penny in any John Lewis of Waitrose store, ever again. I an taking this matter up with the Financial Ombudsman Reviewed on: 8th June 2023

Nightmare with new John Lewis card held by AnyBank

I;m cancelling my card as a result of errors not corrected and threats from complaints handler Reviewed on: 7th June 2023

Let down by JLP credit Card Switch

Long term JLP credit card user now very fed up with new service. Discovered it will not handle tap and pay outside UK for me this is a significant dis-improvement in the service and forced me to use a different card that does support this function abroad. Frankly Furious. Reviewed on: 1st June 2023

A few teething troubles but!

The change JL undertook to New Day could have gone much more smoothly if perhaps it had been more widely trialled (maybe it wasn't !). However now all is well and we've had no issues and the excellent standard of JL has been recovered Reviewed on: 31st May 2023

Closing account

As a JL card holder for many years the service from New Day is not good. On two occasions in the middle of important transactions I have not received the verification code, and have had to switch to my Barclays card. This afternoon I spent 40 minutes on hold only to be disconnected! Tomorrow I close my account. Reviewed on: 23rd May 2023

Why Change when it was working fine.

Their new credit card account management is Shambolic. Every month I have issues, on the phone for ages trying to sort out their latest error! Lost payments, constantly chasing them, having to follow-up and get my account credited, get charges refunded trying to keep my credit score accurate and as good as it always was. Their Incompetence is quite incredible. I've contacted the Financial ombudsman........ Don't go anywhere near this credit card. Reviewed on: 21st May 2023

Poor service

I have had a John Lewis partnership card for decades. I receive a paper copy of my monthly account - received one but did not receive the next and my account has been suspended. I am finding it extremely difficult to contact this organisation whilst currently abroad - this has not been an issue with the previous provider of this service. Its a very poor service and thinking I will simply close the account Reviewed on: 17th May 2023

Not a good decision JLP!

I have been a John Lewis Credit card owner since it’s launch as Partnership Card. I have to say the change to NewDay has been one of the worst decisions I think JLP have ever made. I have closed my account because of the ridiculousness of this new provider. I am now calling to get a refund on interest and I have hit the 35minutes waiting time, listening to the same automated message with no indication of how much longer I will wait. To be honest I am not surprised their complaints contact number is so busy given its current reputation for poor service. One day I hope to get through! Reviewed on: 15th May 2023

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