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John Lewis: Partnership Card reviews

1.33
Based on 877 reviews, last reviewed 14th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
25% increase in 1 star reviews
in the past 90 days
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5%
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4%
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88%

Latest highest rating:

5

had a partnership card for years now. had a partnership card for years now. love the rewards vouchers on spends and the points you are awarded for using their credit card which i normally ... Read more Reviewed on: 12th June 2025
carol cheshire's avatar
carol cheshire

Latest lowest rating:

1

Uncompetitive time to pay John Lewis Mastercard have a significantly shorter period between bill date and payment date. So much for never knowingly undersold. Spivy and mean mi... Read more Reviewed on: 14th October 2025
Long term customer's avatar
Long term customer

About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.


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John Lewis Partnership Card reviews (877)

This is not an ethical company.

1
You can raise disputes with them until the cows come home but they will take money which ever way they can. Service is shocking. Manners do not exist. The only reason I am with them is because we shop at Waitrose. So I ask Waitrose to consider having a credit card of their own, please. Thank you. Reviewed on: 7th October 2020

Poor system

2
I received a card 2 days after my application. It seems smooth and easy, but it took me two weeks to set up my online account and still did not happen. I rang their customer service team more than 20 times asking for help, unfortunately they could not help. I then stop using it. Reviewed on: 30th September 2020

Total time wasting

2
Since the change of the login method, I have been unable to login to the John Lewis banking system. Contacted customer services on many occasions to reset the login. With the aid of a service agent's, this is impossible. "Your details do not match our server records". Got many emails thanking for changing login details, yet still haven't received any replies from management on how to resolve the constant ongoing problem. I now have the answer. If John Lewis Finance isn't bothered, why should I. Just been informed the reward system is changing, and card is due for renewal, told them not to bother. Life is to short to constantly mess about with this shower. Reviewed on: 18th September 2020

dont understand customer needs

1
I wanted to buy a hotel deal in Oct but my card expires in Sept had to call JL to ask for my new (post Sep) card to be sent to me now but they will only do this by cancelling my existing card which I need to use until the new card arrives 7-10 working days later surely there are some smart people in JL who know that this degrades their brand and alienates loyal customers Reviewed on: 17th July 2020

Efficient

5
Whenever I have had a problem I have contacted customer services and had very efficient service, and they have always been able to sort out my problem. Reviewed on: 10th July 2020

Ease of use

5
Mainly use thie Partnership Card for online shopping. Gives me security and ease of use is a factor. Also like the voucher rewards. Reviewed on: 9th July 2020

Zero stars company

1
The most incompetent credit card provider ever. Blocked cards, feeble excuses, useless customer service. Probably too overwhelmed by complaints to sort problems out. The only reviews they respond to are "Wonderful John Lewis, best company in the Universe, wouldn't use any other credit card. Just love that green card, matches my shoes a treat, Blah blah blah" Reviewed on: 24th June 2020

Witholding Statements

1
I was persuaded to go paperless but then discovered that JLPC restrict access to statements older than one year. They require the year and month of a statement older than one year before they will allow you to see it. If you are unsure of the month or year, tough luck. I'm certain that this is a breach of the law. Two requests to be returned to paper statements have been ignored Reviewed on: 12th June 2020

Beware - payment declined message error

1
Read yesterday that John Lewis credit card was showing 'your payment hasn't gone through, make other arrangements'. Lucky I did as this happened to me just now. Luckily I checked my bank and it shows that the money HAS gone out of my account. Had I not seen this I would have tried another way to pay, and the money would have gone out twice. I settle up in full each month so this would have made me well overdrawn. When I tried to send a secure message to complain the site would not send the message, despite me having signed in!!!!! This is appalling, especially at the moment with the Covid 19 and having money worries anyway. AVOID! Reviewed on: 1st April 2020

Awful Service - not doing John Lewis any favours

1
Trying to get my home address changed has proved impossible!!! Unless I send proof of my new address by snail mail (emailed versions not acceptable apparently even though I have had to answer six security questions!!) Therefore post is being returned, therefore my on line account is blocked! Every time I try to make a payment I go through the same painful process. I am cancelling the card. Awful awful card provider. Reviewed on: 6th March 2020

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