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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,682 reviews, last reviewed 17th Oct 2025
3322% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Great company! Great company! Love the product, use IT since years. Reviewed on: 17th October 2025
Florian's avatar
Florian

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2682)

Great ethos, great company

5
Competitive price, great cover and a community ethos I buy into. Ticks all the boxes. Reviewed on: 18th September 2020
James Singleton's avatar
James Singleton

Easy interface, no confusing jargon

5
Really easy to get a quote and add gear to a policy. Everything is laid out very clearly without confusing terms. The way the pricing is set is also very clear and you know the most you pay but will often pay a bit less! Excellent service. Reviewed on: 18th September 2020
kmmmooooonnnn's avatar
kmmmooooonnnn

Laka - Transparent and Flexible

4
Laka are fantastic. They cover everything i need when it comes to cycling; bike, equipment, liability and they make it easy to see where my money goes/ how my premium is calculated. Even though i wont, i could cancel at any time which means I dont feel trapped into a policy i dont want. Reviewed on: 18th September 2020
Jack's avatar
Jack

Cost effective bike insurance

5
Easy to deal with, no issues ever encountered. Premium is fine Reviewed on: 18th September 2020
Jawsbyte's avatar
Jawsbyte

Laka is insurance as it should be

5
After years of dealing with car and motorbike insurance, it’s refreshing to see laka taking a fresh view to cycle insurance. Friendly online chat, no ridiculous small print and fair and transparent pricing. Keep up the good work. Reviewed on: 18th September 2020
Kris Long's avatar
Kris Long

Easy, fair insurance for all cyclists.

5
This is the best cycle insurance I have found. Customer service is great and the price is vary fair especially with the fact that if they don’t have many claims they pass the savings on to the customers! Reviewed on: 18th September 2020
Chris Ulph's avatar
Chris Ulph

Great service

5
Great company, great service would really recommend Reviewed on: 18th September 2020
Tom Parsons's avatar
Tom Parsons

Simple, friendly new breed of insurers

5
The definition of community. You’re part of something bigger, fellow cyclists looking after themselves and each other. Reviewed on: 18th September 2020
Ravi Matharu's avatar
Ravi Matharu

Really great insurance

5
Thankful not had to use the insurance yet. But happy with the support so far. Reviewed on: 18th September 2020
Stephen pond's avatar
Stephen pond

Insurance from people who care

5
It feels great to be backed by Laka Reviewed on: 18th September 2020
SamH's avatar
SamH

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