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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,682 reviews, last reviewed 17th Oct 2025
3322% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company! Great company! Love the product, use IT since years. Reviewed on: 17th October 2025
Florian's avatar
Florian

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2682)

Insurance you can trust

5
Great customer service where your queries are answered quickly by any media you wish. The price is excellent and promotes care amongst policy holders. The range of products is really good and the insurance cover is at the purchase pric rather than market value at the time of loss. Reviewed on: 18th September 2020
Theyellowpowerranger's avatar
Theyellowpowerranger

Simple concept, great value

5
Responsive people, like the 'shared liability' concept which makes premiums very competitive. Reviewed on: 18th September 2020
Colin Stump's avatar
Colin Stump

Excellent friendly insurance

5
After searching for a long time this is certainly the best bike insurance out there! Reviewed on: 18th September 2020
Olivia's avatar
Olivia

Great service

5
Friendly staff, great product. Would definitely recommend Reviewed on: 18th September 2020
Aaron's avatar
Aaron

laka, great value, great service

5
easy to keep on top of costs. you know the most you will spend and the service is efficient and detailed Also a bit of fun added in! Reviewed on: 18th September 2020
Nathan Franks's avatar
Nathan Franks

Simple Fair Friendly...real riders!

5
Why do I give 5 stars? They're simply the best. Insurance that changes price with the community simply makes sense to keep claims down and everyone premium as fair as possible. They've also got great customer service you get a real person on the live chat via there website who you can tell is a rider by their vocabulary and you get the feeling they really understand what you need! Exactly what you want for bike specific insurance we even had some banter and exchange of gifs! Where else do you get that from an insurance company? It genuinely feels like they have your back Reviewed on: 18th September 2020
Lewis Davies's avatar
Lewis Davies

Transparent and customer focused

5
It's strange when you're a customer of Laka because it doesn't really feel like you're dealing with an insurance company at all. They're fair, transparent and always have the customer needs at the forefront of their minds. It's like insurance with cheat codes! Reviewed on: 18th September 2020
Ricky Simpson's avatar
Ricky Simpson

Super happy.

5
Laka have supported and help with my bike insurance and I'm super happy with it. Also the branding is to die for. Reviewed on: 18th September 2020
Kieran Hudson's avatar
Kieran Hudson

Great value for money

5
Cheaper than other companies and offering a fully reliable service. Reviewed on: 18th September 2020
Rudy's avatar
Rudy

Insurance done like the Customer matters

5
Super easy to use website offerring flexible policies leaving you in control of what you insure. Pricing model means your payments are capped, but you usually pay less and is competitive with others. Reviewed on: 18th September 2020
AndyC's avatar
AndyC

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