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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Best bike insurance

5
I have been with them more than a year and the service has been amazingly good. Top company! Reviewed on: 18th September 2020
Marta's avatar
Marta

Piece of Cake, Piece of Mind Insurance

5
Laka provides straight forward Cycle (E-bike) and equipment insurance arranged through a few simple steps on their website at a sensible cost. The monthly costs flex to reflect the claims of other Laka customers in the proceeding month which means the cost can go down as well as up marginally but overall flattens out over the year to represent supurb value for money and piece of mind that your pride and joy as well as some associated equipment is protect should it be damaged or stolen. Reviewed on: 18th September 2020
Tim's avatar
Tim

Good Comprehensive insurance

4
Good customer service Some nice perks Reliable payout Reviewed on: 18th September 2020
Jordan's avatar
Jordan

Can't stop talking about them

5
I love community, I love cycling, I love my bike being safe. Smash these 3 together and you'll find Laka in there, supporting you on the hard days when your bike suffers. A community who have got each other's backs. And if something naughty does happen to my bike, I know I'll be cycling again soon thanks to their insurance. Reviewed on: 18th September 2020
Kate's avatar
Kate

The Only Cycle Insurer for Me

5
Quick and easy to apply, great monthly costs, great community, and extremely positive experience thus far. As long as I am riding they will be my insurer. Reviewed on: 18th September 2020
IHaveAPetTiger's avatar
IHaveAPetTiger

Great insurer and great value

5
Would very much recommend Laka insurance. Good value for money, simple to claim and really quick to sort out any problems. Many thanks. Reviewed on: 18th September 2020
Nate's avatar
Nate

Laka pedalling community

5
I'm so happ yo be part of the Laka community. They really understand our needs and wants and offer a service that suits. Reviewed on: 18th September 2020
Jose Mejia's avatar
Jose Mejia

Honest, cheap insurance

5
no hassle insurance. No hidden cost and you pay a fair price Reviewed on: 18th September 2020
Sunil's avatar
Sunil

A different approach to cycle insurance

5
Clear monthly statements, and really happy with the concept of my payments paying for the insurance claims. Reviewed on: 18th September 2020
betheridge's avatar
betheridge

Friendly, human insurers

5
They are actual people and understand how people function. They are transparent about their priorities and processes, and make you feel their passion for cycling. Reviewed on: 18th September 2020
Constanza's avatar
Constanza

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