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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Shaka Laka

5
Laka is the best !!! Laka is the best !!! Laka is the best !!! Reviewed on: 18th September 2020
Richard Baca's avatar
Richard Baca

If you are looking to take care of your precious bike and equipment, Laka is the way to go

5
After researching a few weeks for an insurance provider, Laka ended up being the best choice. Their pay only for the monthy claims system make it fair and also cheaper than other services. Reviewed on: 18th September 2020
Francisco 's avatar
Francisco

Never worry about your bike again

5
As an owner of an overly expensive bike in a shared house I used to constantly worry about my bike but now I don’t have to. The flexible and value for money the Lanka coverage gives me means I leave the house and don’t stress about my bike going missing. Plus the social / ethical nature of the coverage gives me a sense of community and pride! Reviewed on: 18th September 2020
SB's avatar
SB

Excellent, innovative, honest

5
I really like Laka. Never had to claim but the customer service is excellent and you just know that they have the customer's best interest at the forefront. Love the business model, it's clever and innovative. Reviewed on: 18th September 2020
James Rees's avatar
James Rees

Love Laka!

5
I found it simple to get a quote and set up my bike insurance. Laka have an innovative approach to insurance which really appealed. Haven’t had to make a claim, so can’t comment on that side of things but am a satisfied customer so far. Reviewed on: 18th September 2020
Steven Brierley's avatar
Steven Brierley

Makes insurance easy

5
Easy to set up, simple rules and helpful customer service Reviewed on: 18th September 2020
Robert Adam's avatar
Robert Adam

The best

5
I was newer have any problem, all was fantastic . Reviewed on: 18th September 2020
Przemek Szafarski's avatar
Przemek Szafarski

Reassuring insurance

4
Always felt covered when out on my bike. Breakdown of the bill as well as information on the pricing is always good to see . Reviewed on: 18th September 2020
J's avatar
J

Low price and built around cyclists

5
Price is competitive and seems a sensible way to structure insurance. Heard good things from people who needed to make a claim too. Reviewed on: 18th September 2020
Dan Kelly's avatar
Dan Kelly

Best cover and Customer service going

5
Market leading cover and service from providers that care about cyclists Reviewed on: 18th September 2020
Alex's avatar
Alex

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