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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,682 reviews, last reviewed 17th Oct 2025
3322% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Great company! Great company! Love the product, use IT since years. Reviewed on: 17th October 2025
Florian's avatar
Florian

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2682)

Great to deal with!

5
I have had insurance with these guys for 2 years now, although i haven't needed to claim i have found them easy and friendly to deal with in terms of cover advice etc. And i love the principle of it being a cooperative based company, and the branding is great too. I think other insurance companies could learn from it! Reviewed on: 18th September 2020
simon thomas's avatar
simon thomas

Excellent Ethos

5
Really good ethos and premise for insurance organisation Reviewed on: 18th September 2020
Dan's avatar
Dan

Great service

5
Very quick response to queries, great service and cover. Highly recommend. Reviewed on: 18th September 2020
Louise Iberson-Hurst's avatar
Louise Iberson-Hurst

I haven't needed to use them, but I have every confidence in them.

5
All I can say is, their business model makes sense. Other cycling insurance is irritatingly expensive, and requires adding a ton of extras for truly comprehensive cover. Laka's setup is so much nicer and more helpful. Reviewed on: 18th September 2020
Mike Lawson's avatar
Mike Lawson

most efficient and friendly cycling insurance

5
most efficient and friendly cycling insurance Reviewed on: 18th September 2020
Peter H's avatar
Peter H

Great prices and great customer service

5
Very friendly, and they actually understand bikes Reviewed on: 18th September 2020
Robert's avatar
Robert

Best insurance experience

5
Great product and service. Unique insurance model. Truly innovative. Reviewed on: 18th September 2020
Douglas Willins's avatar
Douglas Willins

Fairness built in!

5
The way the business works encourages us to look after our own kit for the good of all. Reviewed on: 18th September 2020
Tonym's avatar
Tonym

Insurance for the collective

5
The website is extremely easy to use, making it clear what cover you have. It's so simple to adjust your coverage too and you'll have a new policy instantly. Luckily I haven't had to make a claim, but when I've had queries the team are so quick to answer. Whilst there are cheaper insurance out there, I don't believe they are worth it like laka is. I get the sense laka will always be on my side as part of the collective. Whereas other insurances have let me down when I need them most Reviewed on: 18th September 2020
Alex's avatar
Alex

Laka runs smoooooooth.

5
Laka insurance doesn't feel like insurance. I feel very much a part of a community with Laka. The freedom and ease of being able to assess add/remove what is insured at any given time is a dream. Reviewed on: 18th September 2020
D's avatar
D

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