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Laka: Cycle Insurance reviews

4.94
Based on 2,352 reviews, last reviewed 18th Dec 2024
98% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
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2%
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Latest highest rating:

5

a laka laka love! This.is more than a cycle insurance business, this is a community of people passionate about keeping you on the road safely and getting you back on wh... Read more Reviewed on: 5th November 2024
Nigel Walsh's avatar
Nigel Walsh

Latest lowest rating:

1

No feedback from company I wrote a letter to Laka several months ago and still it's not answered. Reviewed on: 12th October 2024
P V's avatar
P V

About this product

Want to read reviews of cycle insurance, provided by Laka and written by regular customers like yourself? See what our community says below, to help make up your mind on your next cycle insurance policy. Whether it's level of cover, amount of cover offered, of ease of making a claim, our community shares their Laka reviews to help you find the best insurer to fit your requirements!

Laka Cycle Insurance reviews (2352)

Review of the Laka, Cycle Insurance:

They will take your money and dismiss claims

1
I was with laka for years, at some point I decided to pause my policy because I wasn't cycling and thought my bicycle was safe enough in my building. the same week I paused it it got stolen. Since I was still insured as that month was gonna be paid for I went on the website to resume my policy and obviously started a claim. They discharged me to another company called Zurich which then arranged a video call with me to basically get all the facts as laka found it suspicious. They tried to claim that I was not insured but if I still paid two months of cover after that pause so the entire time I was covered. then Zurich said they are still waiting for police to confirm my report. It has been about 6 months! I am seriously considering making a complain to ombudsman as this is not ethical at all and I feel robbed after paying my insurance for so long and then being dismissed like this. Reviewed on: 18th December 2024

Friendly neighbourhood insurance company

5
I thought getting bike insurance would be a mega expensive hassle, but Laka make it easy and affordable, and I feel like my bike is in safe hands with them :) Reviewed on: 1st September 2023

The best bike insurance I've found

5
Laka is a great option for insurance cover. The team are on hand to help when you need them, and respond super quickly to claims/ queries. I've had a couple of challenging claims and the Laka team took it in their stride. Fully recommended! Reviewed on: 1st September 2023

Helpful, rapid experts

5
When my bike was stolen from within my own cycle storage of my flat, the team at Laka were super responsive, with the right level of empathy and understood how I was feeling. They helped me to work out the better deal for me to take the money rather than get a new bike, as with my ambitions to have a gravel bike, it was more cost effective for me to have the payout then use my work's cycle to work scheme to get an even better bike. They even suggested some bikes I should look at - which just topped it off! Have recommended to all my cycling pals. Reviewed on: 1st September 2023

A different insurance experience!

5
Early days with my insurance cover, but very impressed their ethics and efficiency. Reviewed on: 1st September 2023

Fantastically quick

5
Super service. Got back on bike in 2 weeks after crash Reviewed on: 1st September 2023

Quality Insurance

5
Always have the best experience dealing with Laka Reviewed on: 1st September 2023

Quickest and most supportive insurance company ever!

5
I’ve had my bike stolen quite shortly after completing my onboarding with Laka. Luckily they made uploading my evidence real easy and I had all the information required submitted. They got me back on the road within a week! Cannot recommend them more, I am riding without worries now and was able to properly invest in bike and gear. Reviewed on: 1st September 2023

Straightforward to deal with in time of need

5
Very knowledgeable and helpful to deal with after my 'off'. With the help of my LBS, the bike was back ready for the road before I was ! Reviewed on: 1st September 2023

Great service

5
Really straight faward company.it’s been a simple experience.well done Reviewed on: 1st September 2023

Specialist insurance from cyclists

5
Laka understand cyclists and provide great products for bikes and gear. Reviewed on: 1st September 2023