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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

I’m a very satisfied customer, having such excellent...

5
I’m a very satisfied customer, having such excellent insurance gives piece of mind when using my bike Reviewed on: 1st August 2024
Joe R's avatar
Joe R

Very fast claim process and pay out, and no excess !

5
Very fast claim process and pay out, and no excess ! Amazing company Reviewed on: 1st August 2024
Oliver d's avatar
Oliver d

Brilliant insurance company very transparent in term...

5
Brilliant insurance company very transparent in terms of costs Reviewed on: 1st August 2024
Jeff 's avatar
Jeff

Laka are great.

5
Laka are great. We were looking for insurance inside a bike hangar and Laka were just the ticket Reviewed on: 1st August 2024
goodlegs's avatar
goodlegs

Excellent communication, value, cover

5
Excellent communication, value, cover Reviewed on: 1st August 2024
John W's avatar
John W

I've got a cycle stolen, sadly, two times.

5
I've got a cycle stolen, sadly, two times. Both, Laka has responded profesionally and helped me to get back on the road. Reviewed on: 1st August 2024
Alex's avatar
Alex

Great innovative insurance, simple to understand, fair.

5
Great innovative insurance, simple to understand, fair. Reviewed on: 1st August 2024
Aderb's avatar
Aderb

They have been quick to respond to my queries and ve...

5
They have been quick to respond to my queries and very friendly too. Reviewed on: 1st August 2024
Emilie's avatar
Emilie

Good clear documentation and service

5
Good clear documentation that explains everything simply Reviewed on: 1st August 2024
kevbatchelor@me.com's avatar
[email protected]

great value

5
great insurer and good value gor money. eady to use website. Reviewed on: 1st August 2024
Stephen Peach's avatar
Stephen Peach

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