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Laka: Cycle insurance reviews

4.95
Based on 2,677 reviews, last reviewed 10th Oct 2025
31300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Only had positive experiences. Only had positive experiences. I’ve been really impressed by the service provided by Laka, they go above and beyond to help you out when you need help... Read more Reviewed on: 10th October 2025
Tom C's avatar
Tom C

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2677)

They have been quick to respond to my queries and ve...

5
They have been quick to respond to my queries and very friendly too. Reviewed on: 1st August 2024

Good clear documentation and service

5
Good clear documentation that explains everything simply Reviewed on: 1st August 2024

great value

5
great insurer and good value gor money. eady to use website. Reviewed on: 1st August 2024

Best cover for the money.

5
Best cover for the money. Comprehensive cover and everything I want for my needs. Reviewed on: 1st August 2024

Great value for money and down to earth

5
Great value for money and down to earth Reviewed on: 1st August 2024

Very easy sign up and cheap prices

5
Very easy sign up and cheap prices Reviewed on: 1st August 2024

Claim experience.

5
My insurance claim was processed without any hassle. Process was very easy to follow and the app is very user friendly. Reviewed on: 1st August 2024

I had to claim with Laka and the process couldn’t ha...

5
I had to claim with Laka and the process couldn’t have been any easier. They then went above and beyond to make sure everything was absolutely sorted for my bike, and everything was checked not just the broken part. Reviewed on: 1st August 2024

I had unexpected crash

5
I had unexpected crash and Laka was quick to react and without any big hustle solved my damaged bike by cooperating with bike shop swiftly without any hesitation... Reviewed on: 1st August 2024

Quick and easy to use

5
Quick and easy to use online portal transparent pricing structure good cover and flexible monthly plan Reviewed on: 1st August 2024

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