Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,747 reviews, last reviewed 9th Aug 2026
6200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer contact, really good speaking to... Excellent customer contact, really good speaking to a real person who felt like a fellow cyclist Reviewed on: 9th August 2026
oliver wong's avatar
oliver wong

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2747)

Estarli bikes

5
Recently purchased 2 estrali E28 bikes and received free insurance for a period then carried on with Laka and getting a discount for multiple bikes, receive a breakdown every month of costing for the bikes which I appreciate. Very happy with Laka. Reviewed on: 3rd September 2024
Christopher Cornell 's avatar
Christopher Cornell

Easy Bike Insurance

5
Everything is laid out and explained very easily, you know what you are signing up for and the breakdown of the cover is a bonus. Reviewed on: 2nd September 2024
Neil Ripley's avatar
Neil Ripley

Fair insurance concept and practical use of sharing

5
Fair and friendly insurance shared by ciclysts Reviewed on: 2nd September 2024
Fabrizio L's avatar
Fabrizio L

Simple insurance structure, clear and concise

5
Simple insurance structure, clear and concise Reviewed on: 2nd September 2024
Vince E's avatar
Vince E

A great company with a great philosophy on community...

5
A great company with a great philosophy on community insurance. Reviewed on: 2nd September 2024
stephen's avatar
stephen

Excellent and transparent communication.

5
Excellent and transparent communication. I had one small claim and they were great. Reviewed on: 2nd September 2024
AdamC's avatar
AdamC

Proper affordable cycle insurance from cyclists

5
Delighted to find affordable cycle insurance that feels to be for cyclists by cyclists. Previous insurance for my bikes has been expensive and separately insured items on household insurance - which has T&C's that means you bike is not insured if its stolen away from home. Also like to monthly 'share' and report showing the changes in types of insurance used. I reckon this is what insurance was meant to be before the venture capitalists got hold of the sector and made them hunt for profit by only paying out when they absolutely had to and taking back everything they pay out by increasing premiums of anyone who claims! Well done Laka, keep up the good work and I tell all my cycling mates about your service. Reviewed on: 2nd September 2024
Steve B's avatar
Steve B

Perfect and easy to contact when needed help

5
Perfect and easy to contact when needed help Reviewed on: 2nd September 2024
Jack K's avatar
Jack K

Peace of mind :)

5
Laka is always on had to help me sort things out with my bike, when I need it. Reviewed on: 2nd September 2024
Laura R's avatar
Laura R

Giving back to the cycle community

5
Always tell people about Laka insurance. I love that it feels like a cycle community and what I pay fluctuates dependent on the needs of the community. Feels like giving back to the sport, whilst caring for my bike! Reviewed on: 2nd September 2024
Ljp's avatar
Ljp

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill