Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,681 reviews, last reviewed 14th Oct 2025
3311% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PolitBest Bike Insurer Polite and knowledgeable representatives. Web site easy to navigate. Good value for money. Regular update on my insurance via emails. Updates on new s... Read more Reviewed on: 14th October 2025
Alexander F's avatar
Alexander F

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2681)

Excellent cover including accidental damage

5
Excellent cover including accidental damage Reviewed on: 2nd August 2024
PW's avatar
PW

Good but I wish police and other users would take bi...

3
Good but I wish police and other users would take bike theft and security more seriously Reviewed on: 2nd August 2024
peter c's avatar
peter c

Fair, transparent and excellent value.

5
Fair, transparent and excellent value. Reviewed on: 2nd August 2024
NickF's avatar
NickF

Comms are great and value for money really clear

5
Comms are great and value for money really clear Reviewed on: 2nd August 2024
Andrew Musgrave's avatar
Andrew Musgrave

Made by cyclists for cyclists easy to engage with

5
Made by cyclists for cyclists easy to engage with Reviewed on: 2nd August 2024
Dave W's avatar
Dave W

Not had any use to date

4
Not had any reason to make a claim so far, but a report from a friend has been very good Reviewed on: 2nd August 2024
DMcM's avatar
DMcM

First class company

5
I have claimed three times. A lost Garmin, a theft, and a crash. Each time my experience with Laka was exceptional. Especially after my bike was stolen when it was very upsetting and we felt violated in our own home. Laka were supportive and kind. Reviewed on: 2nd August 2024
Steve's avatar
Steve

Honest, reliable, human

5
I've never had to make a claim with Laka (thankfully), but I've found their website, service and offer so clear, straightforward and user-friendly. They send clear emails when changes are upcoming, and I've received communications from real people when I've had a query. My feeling is they are honest, reliable, human. I trust my bike is being taken care of. I recommend them all the time. Reviewed on: 1st August 2024
Ros W's avatar
Ros W

Simple and effective.

5
Simple and effective, easy to navigate and make a great choice that works best for you. Reviewed on: 1st August 2024
Martin's avatar
Martin

Simple and effective

5
Excellent service and good value for money. Reviewed on: 1st August 2024
Fabio C's avatar
Fabio C

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill