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Laka: Cycle insurance reviews

4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Laka has supported me from the beginning and is very...

5
Laka has supported me from the beginning and is very quick to act when needed Reviewed on: 15th September 2025

best cycle insurance out there

5
I've been with Paka fot over a year and had to make one claim. The process was very simple and the team was very helpful. I'd use them for all bikes I buy in life! Reviewed on: 15th September 2025

Laka great

5
very helpfull on all level when you have an issus with you bike Reviewed on: 15th September 2025

Great experience with Lanka so far!

5
Great experience with Lanka so far! Would recommend them to all cyclists Reviewed on: 15th September 2025

Very easy and hassle free setup and great informativ...

5
Very easy and hassle free setup and great informative website. Reviewed on: 15th September 2025

Super insurer

5
Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025

Prompt, empathetic customer service that helps make...

5
Prompt, empathetic customer service that helps make a bad experience good. Reviewed on: 5th September 2025

I love Laka and their community driven insurance model.

5
I love Laka and their community driven insurance model. I've a happy customer for a few year now but fortunately never had to claim. But when I have to, I'm sure it will be great! Reviewed on: 5th September 2025

Great claims experience - empathetic and helpful han...

5
Great claims experience - empathetic and helpful handlers Reviewed on: 5th September 2025

Great comms and updates from LAKA

5
Great comms and updates from them on a regular basis Reviewed on: 3rd September 2025

Review Laka: Cycle insurance now

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