Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,677 reviews, last reviewed 10th Oct 2025
31300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only had positive experiences. Only had positive experiences. I’ve been really impressed by the service provided by Laka, they go above and beyond to help you out when you need help... Read more Reviewed on: 10th October 2025
Tom C's avatar
Tom C

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2677)

Interesting Insurance!

5
Great platform and a really interesting way of breaking down the monthly statement! Reviewed on: 1st August 2024
Peter G's avatar
Peter G

Haven't had the need to claim, but excellent comms!

5
Haven't had the need to claim, but excellent comms! Reviewed on: 1st August 2024
Jason H's avatar
Jason H

Great stuff!

5
Great stuff! Really good prices and excellent accessibility Reviewed on: 1st August 2024
Chris R's avatar
Chris R

Simple, comprehensive, and affordable.

5
Simple, comprehensive, and affordable. Feels like it's run by actual cyclists Reviewed on: 1st August 2024
Andy K's avatar
Andy K

Very easy to use and many different cover levels

5
Very easy to use and many different cover levels Reviewed on: 1st August 2024
Lauren's avatar
Lauren

Clear, fridnly and good value service.

5
Clear, fridnly and good value service. Reviewed on: 1st August 2024
Patrik E's avatar
Patrik E

Easy efficient friendly Insurance.

5
i find Laka insurance a really easy to use and flexible service. Whenever I have had a claim, they are really speedy and efficient to respond and get you what is needed to be back on the bike. Reviewed on: 1st August 2024
Vivienne Tomlin's avatar
Vivienne Tomlin

Great insurance!

5
Great insurance! Love the company doing things a bit more creatively and openly Reviewed on: 1st August 2024
Laura B's avatar
Laura B

Transparent, simple and cost effective for cargo bike

5
Transparent, simple and cost effective for cargo bike Reviewed on: 1st August 2024
Austin Texas's avatar
Austin Texas

Just simple, effective insurance

5
Just simple, effective insurance Reviewed on: 1st August 2024
D K's avatar
D K

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill