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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,747 reviews, last reviewed 9th Aug 2026
6200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer contact, really good speaking to... Excellent customer contact, really good speaking to a real person who felt like a fellow cyclist Reviewed on: 9th August 2026
oliver wong's avatar
oliver wong

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2747)

Laka Wow

5
Laka Cycling Insurance stands out for its community-driven model, where monthly payments are based on the collective claims of its members, often leading to lower costs. It offers comprehensive coverage, including theft, damage, and third-party liability, both at home and abroad. Laka is known for its fast, hassle-free claims process, handled by real people, ensuring quick resolutions. This personal approach, combined with a community-first mindset, builds trust and fosters a supportive environment among cyclists. By incentivizing careful riding, Laka not only protects your bike but also contributes positively to the cycling community. Reviewed on: 28th August 2024
Alex F's avatar
Alex F

Covers where others don't

5
Laka have replaced my stuff pronto when others wouldn't, my bike was taken from my baloncy Reviewed on: 28th August 2024
SamBones's avatar
SamBones

Fast claims process and transparent messages from th...

5
Fast claims process and transparent messages from the claims people. 10/10 Reviewed on: 28th August 2024
Yegini B's avatar
Yegini B

speedy service

5
had parts stolen off my bike and they were really fast to get me back on the road! getting the payment ready for the repair was so speedy the only thing i had to wait for was the bike shop since it was summer and workshops fully booked Reviewed on: 28th August 2024
ECAK's avatar
ECAK

Fair pricing and very transparent with the monthly i...

5
Fair pricing and very transparent with the monthly invoice! Haven’t had to claim just yet, but so far so good! Reviewed on: 28th August 2024
Habbas's avatar
Habbas

Unfortunately had a few claims now, the service is 5*

5
Unfortunately had a few claims now and the customer service is unmatched. Customer centric to the core. Reviewed on: 28th August 2024
LB's avatar
LB

I need an insurance as I commute everyday to work an...

5
I need an insurance as I commute everyday to work and Laka was comprehensive and it was quick to set up so although I hope I do not ever have to use it, it provides security from the start Reviewed on: 27th August 2024
Jorge's avatar
Jorge

Best of the rest!

5
Best of the rest! An innovative model that puts the customer first! Reviewed on: 24th August 2024
Nick's avatar
Nick

Great, quick replies, very friendly and helpful.

5
Great, quick replies, very friendly and helpful. Worth every penny for peace of mind. Reviewed on: 23rd August 2024
Aaron Santos's avatar
Aaron Santos

Best out there I’ve used but at a premium

5
Compared to other insurers I’ve used Laka are by far the best. Not the cheapest but worth it. Reviewed on: 21st August 2024
Tom Boshell's avatar
Tom Boshell

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