Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2684)

Super simple process, recommended by the c2w scheme...

5
Super simple process, recommended by the c2w scheme and I can see why Reviewed on: 1st August 2024
Jack B's avatar
Jack B

Laka provides comprehensive service at a fair price.

5
Laka provides comprehensive service at a fair price. Even without needing to make claim, I get value from their monthly newsletter and price breakdown ins a way I haven’t from any other financial provider. It feels truly community driven. Reviewed on: 1st August 2024
Katherine C's avatar
Katherine C

Very accountable.

5
Very accountable. Breakdown is really useful Reviewed on: 1st August 2024
Dom 's avatar
Dom

Excellent concept, delivered excellently.

5
Excellent concept, delivered excellently. Reviewed on: 1st August 2024
Andy's avatar
Andy

Approachable Cycle Insurance

5
Simple sign up process. Customer support is responsive to claims and helpful if you have any queries. The multi-bike discount is great Reviewed on: 1st August 2024
JL's avatar
JL

Happy new customer

5
Had a crash soon after joining. Have done everything they can to get me back on the road. Highly recommend. Reviewed on: 1st August 2024
Jake v's avatar
Jake v

Very pleased, claims process was very simple and fast.

5
Very pleased, claims process was very simple and fast. Quite expensive but a bit you get a lot for what you pay for and good peice of mind. Reviewed on: 1st August 2024
Sam's avatar
Sam

Excellent for cargo bike cover as house insurance do...

5
Excellent for cargo bike cover as house insurance doesn’t cover it. Good to be open about what costs are for and how the system works. Reviewed on: 1st August 2024
Jane G's avatar
Jane G

Great value cover, fortunatley not had to use it yet!

5
Great value cover, fortunatley not had to use it yet! Reviewed on: 1st August 2024
Lxxxs L's avatar
Lxxxs L

Haven’t needed to use yet but like the concept and t...

5
Haven’t needed to use yet but like the concept and the transparency - the monthly bill with cost / claims breakdown. Reviewed on: 1st August 2024
Jo L's avatar
Jo L

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill