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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

I am a new customer

5
As a new customer I find LAKA well recommended, efficient with good communication. Reviewed on: 1st August 2025
Roy S's avatar
Roy S

Very happy with cost and break down of fees.

4
Very happy with cost and break down of fees. Haven’t had to claim as yet. Reviewed on: 1st August 2025
Heather T's avatar
Heather T

Reasonable pricing, transparent coverage, good claim...

5
Reasonable pricing, transparent coverage, good claims handling. Easy to get hold of a real person to speak to. The website is really easy to use, and allows you to upload photos of your bikes etc and to switch on and off racing coverage, so you can save a bit of money in the off-season whilst not racing! Reviewed on: 1st August 2025
jonsnell's avatar
jonsnell

If only all insurance companies were like this.

5
If only all insurance companies were like this. Clear, simple and amazing customer service. Really impressed Reviewed on: 1st August 2025
Andrew h's avatar
Andrew h

Excellent customer service

5
I’ve had 3 bikes stolen over the last few years and when I’ve claimed from Laka they’ve been brilliant. Excellent customer service and much cheaper than a new bike! Reviewed on: 1st August 2025
Andrew Markham's avatar
Andrew Markham

The very best place to get bicycle insurance, the se...

5
The very best place to get bicycle insurance, the service team is incredible! Reviewed on: 1st August 2025
JAMES H's avatar
JAMES H

Excellent

5
Excellent service would recommend Reviewed on: 1st August 2025
Richard's avatar
Richard

Best in market for value and ethos

5
Best in market for value and ethos Reviewed on: 1st August 2025
D G's avatar
D G

Great insurance provider, transparency regarding mon...

5
Great insurance provider, transparency regarding monthly fee, feels like truly being part of a bigger collective and not getting screwed over. Reviewed on: 1st August 2025
Linda T's avatar
Linda T

I found the signing up process very straightforward...

5
I found the signing up process very straightforward and clear - there is no hidden small print. When I did have any questions, the responses have been incredibly prompt and helpful. Reviewed on: 1st August 2025
Eleanor C's avatar
Eleanor C

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