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Laka: Cycle Insurance reviews

4.94
Based on 2,351 reviews, last reviewed 18th Dec 2024
100% decrease in 5 star reviews
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Latest highest rating:

5

a laka laka love! This.is more than a cycle insurance business, this is a community of people passionate about keeping you on the road safely and getting you back on wh... Read more Reviewed on: 5th November 2024
Nigel Walsh's avatar
Nigel Walsh

Latest lowest rating:

1

No feedback from company I wrote a letter to Laka several months ago and still it's not answered. Reviewed on: 12th October 2024
P V's avatar
P V

About this product

Want to read reviews of cycle insurance, provided by Laka and written by regular customers like yourself? See what our community says below, to help make up your mind on your next cycle insurance policy. Whether it's level of cover, amount of cover offered, of ease of making a claim, our community shares their Laka reviews to help you find the best insurer to fit your requirements!

Laka Cycle Insurance reviews (2351)

Review of the Laka, Cycle Insurance:

They will take your money and dismiss claims

1
I was with laka for years, at some point I decided to pause my policy because I wasn't cycling and thought my bicycle was safe enough in my building. the same week I paused it it got stolen. Since I was still insured as that month was gonna be paid for I went on the website to resume my policy and obviously started a claim. They discharged me to another company called Zurich which then arranged a video call with me to basically get all the facts as laka found it suspicious. They tried to claim that I was not insured but if I still paid two months of cover after that pause so the entire time I was covered. then Zurich said they are still waiting for police to confirm my report. It has been about 6 months! I am seriously considering making a complain to ombudsman as this is not ethical at all and I feel robbed after paying my insurance for so long and then being dismissed like this. Reviewed on: 18th December 2024

Best insurance I have ever known

5
Service is quick, claims are very easy and straight forward to make and the company does not try to swindle on claims like motor insurance. Price is very competitive, I wouldn't mind paying more for such a service. No increase in premiums or excess. Great service 10/10 recommend. Reviewed on: 31st October 2022

A Nasty Spill Quickly Resolved

5
I had a nasty crash (my fault). I was amazed at how quick and easy Laka made it to get this resolved. All the claim side was sorted in 7 working days. The claims specialist was really kind and concerned about my injuries too - not just focussed on the bike Reviewed on: 19th October 2022

Best Cycle Insurance by far!

5
My fork steering tube got cracked at the very top. Put in a claim with Laka insurance and within the 48 hours, they responded with exactly what to do and how they can assist further. They refunded me with the price of getting my bike inspected by my local bike shop and sent me money to order new fork together with the money to cover the cost of bike shop to fit it on. All of this was done within a week. So fast and really good customer service all round. Highly recommended and I vote this as the top cycling insurance company!! Reviewed on: 17th October 2022

How insurance should work

5
Clear comms, I know what I am paying for, with so much flexibility and ease of use. Reviewed on: 14th October 2022

Friendly, responsive, and Care

5
Laka as a platform is easy to use and understand. As a cyclist, they really care for all your needs. Laka as people are friendly and responsive. When things go wrong they get it sorted. When things are all going well, you get a community to be part of and monthly newsletter with fun stats and stories. Reviewed on: 13th October 2022

Liam Neill

5
Been using lekker for a while now and had no problems. Reviewed on: 12th October 2022

Easy, quality and reliable

5
I was recommended to use them by a colleague and have found the service east to use. I like the statements that tell us where my money was spent which tells me I know I’m covered well Reviewed on: 12th October 2022

Best Insurance around

5
Competitive, easy to use, stop start whenever you need to - couldn't ask for anymore. Reviewed on: 11th October 2022

I've often recommended Laka

5
I've often recommended Laka due to the good price and experience Reviewed on: 11th October 2022

Hassle free excellent service

5
Good communication and simple to understand product. Reviewed on: 11th October 2022