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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Great product, service and communication

5
I've been using Laka for several years now, and am super happy with their product, service, and communication. I've had few bicycle issues but when I did they were quick to help and solved my problems effectively. Reviewed on: 30th July 2025
Jasper's avatar
Jasper

Simply the best

5
Positive experience when I had to claim - feels like they couldn’t have done more to help me. Would recommend to everyone looking for bike insurance Reviewed on: 16th July 2025
Lucy's avatar
Lucy

Simply the best claims experience

5
The best claims experience I've ever had with an insurer. Really makes a rough situation easier to deal with Reviewed on: 16th July 2025
Ben Fields's avatar
Ben Fields

I never had to claim but their customer service is a...

5
I never had to claim but their customer service is always very responsive and helpful Reviewed on: 16th July 2025
Damir H's avatar
Damir H

Great claims experience, handled very quickly and wi...

5
Great claims experience, handled very quickly and with a lot of empathy! Reviewed on: 16th July 2025
Habbas's avatar
Habbas

Laka is incredible.

5
Laka is incredible. Their specific cycling knowledge helps you get back on your bike quickly. Reviewed on: 16th July 2025
Ollie's avatar
Ollie

10/10 never let me down

5
Laka is amazing! they come through every time for me - everyone is so kind and quick at responding - I love that its a collective because I submit claims knowing it wont effect my personal rates - how insurance should be done Reviewed on: 15th July 2025
Cecily Page's avatar
Cecily Page

Rapid to resolve claims and great customer service!

5
Rapid to resolve claims and great customer service! Reviewed on: 14th July 2025
Laura K's avatar
Laura K

I can only say good things about Laka!

5
I can only say good things about Laka! The whole service is extremely easy to set up and get your bike and equipment insured and if anything does go wrong I’ve only had incredible experiences! The team have been super helpful in getting my claims sorted and helping out if I ever have any questions. Reviewed on: 14th July 2025
Tom C's avatar
Tom C

I love everything about Laka!

5
I love everything about Laka! I know I'm paying only for what truly happened withing the community and that we are all trying to make a difference together! Reviewed on: 14th July 2025
Pauline's avatar
Pauline

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