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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,673 reviews, last reviewed 7th Oct 2025
30900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Laka is an absolute life saver. Laka is an absolute life saver. Nearly half the price I used to pay and the team is lovely. Reviewed on: 7th October 2025
Michael 's avatar
Michael

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2673)

Fair Insurance that is Affordable and Customisable

5
I'm consistently pleasantly surprised with each month's share of collective claims, and adding and removing itemised cover on individual bikes and equipment couldn't be easier. The new liability add on is also nicely priced and most welcome. Reviewed on: 12th October 2023
Ray Granlund's avatar
Ray Granlund

Insurance how it should be...

5
I love the Laka brand as it makes me feel like I'm interacting with a company that is caring for it's customers and not trying to extract maximum value out of them! I wish all insurance products were as well thought out and relevant to their market as Laka is... Reviewed on: 12th October 2023
Angus Chadney's avatar
Angus Chadney

Fantastic Service

5
A speedy resolution with a fantastic level of service Reviewed on: 12th October 2023
Ollie Booth's avatar
Ollie Booth

Best ethical cycle insurance

5
Best ethical cycle insurance You can get,more like insurance with a conscience! Fantastic Reviewed on: 12th October 2023
Brian's avatar
Brian

Really good app

5
Easy to use, nice experience ! I recommend Reviewed on: 12th October 2023
Anonymous's avatar
Anonymous

Best insurance for your bicycle

5
This is great and innovative product! Highly recommended! Reviewed on: 12th October 2023
Kazimierz Zygmunt Drapichrust's avatar
Kazimierz Zygmunt Drapichrust

The best around

5
Flexible insurance and great customer service Reviewed on: 12th October 2023
Andy Baxter's avatar
Andy Baxter

Very responsive

5
The company is always very responsive - great service! Reviewed on: 12th October 2023
Garmon ap Garth 's avatar
Garmon ap Garth

Laka - my choice

5
Remarkable product which I can fully recommend. Reviewed on: 12th October 2023
Alexander W's avatar
Alexander W

Amazing insurance options for cycling

5
These days, cycling insurance is vital for the cycler and the cycle. Laka Insurance offers suitable products for both within reason prizing, and the company mission is terrific! Reviewed on: 12th October 2023
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Nanna Karoliina

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