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Laka: Cycle insurance reviews

4.84
Based on 2,747 reviews, last reviewed 9th Aug 2026
6200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer contact, really good speaking to... Excellent customer contact, really good speaking to a real person who felt like a fellow cyclist Reviewed on: 9th August 2026
oliver wong's avatar
oliver wong

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2747)

Quick and easy to use

5
Quick and easy to use online portal transparent pricing structure good cover and flexible monthly plan Reviewed on: 1st August 2024

Interesting Insurance!

5
Great platform and a really interesting way of breaking down the monthly statement! Reviewed on: 1st August 2024

Haven't had the need to claim, but excellent comms!

5
Haven't had the need to claim, but excellent comms! Reviewed on: 1st August 2024

Great stuff!

5
Great stuff! Really good prices and excellent accessibility Reviewed on: 1st August 2024

Simple, comprehensive, and affordable.

5
Simple, comprehensive, and affordable. Feels like it's run by actual cyclists Reviewed on: 1st August 2024

Very easy to use and many different cover levels

5
Very easy to use and many different cover levels Reviewed on: 1st August 2024

Clear, fridnly and good value service.

5
Clear, fridnly and good value service. Reviewed on: 1st August 2024

Easy efficient friendly Insurance.

5
i find Laka insurance a really easy to use and flexible service. Whenever I have had a claim, they are really speedy and efficient to respond and get you what is needed to be back on the bike. Reviewed on: 1st August 2024

Great insurance!

5
Great insurance! Love the company doing things a bit more creatively and openly Reviewed on: 1st August 2024

Transparent, simple and cost effective for cargo bike

5
Transparent, simple and cost effective for cargo bike Reviewed on: 1st August 2024

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review