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Laka: Cycle insurance reviews

4.95
Based on 2,676 reviews, last reviewed 8th Oct 2025
31200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, great experience! Great service, great experience! Reviewed on: 8th October 2025
TAT's avatar
TAT

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2676)

Perfect for cyclists

5
If you love your bike then get cover from the experts. They love cycling as much as you do. Reviewed on: 12th October 2023

A very happy customer.

5
They delt with my claim very quickly with absolute minimum fuss. Couldn't recommend them highly enough. Reviewed on: 12th October 2023

Outstanding experience

5
Laka boasts arguably the best proposition and user experience out there – I think it’s a must for every cyclist Reviewed on: 12th October 2023

Great insurance and business

5
Cost competitive and transparent in their pricing Reviewed on: 12th October 2023

Great value for the level of cover

5
I feel that I’m getting an honest deal for the cover I requested. From reading the reviews I think that Laka are on my side- that’s not been my experience with other (motor) insurance companies. Reviewed on: 12th October 2023

Great Company

5
Reliable and professional company Reviewed on: 12th October 2023

Easiest claim process ever

5
I recently had an accident and bike got damaged; the whole claim was done in under a week Reviewed on: 12th October 2023

Good price and fantastic service

5
Great fast service when you need them. Easy communication. Fast payment. Reviewed on: 12th October 2023

smart cycle insurance

5
Easy and helpful service, it worth every penny that you paid. Reviewed on: 12th October 2023

Best insurance for bicycles

5
They provide amazing services and the customer support is great! Reviewed on: 12th October 2023

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review