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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,676 reviews, last reviewed 8th Oct 2025
31200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Great service, great experience! Great service, great experience! Reviewed on: 8th October 2025
TAT's avatar
TAT

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2676)

Great Service

5
Been a fan of the company for years. Never had a complaint. Highly recommended. Reviewed on: 12th October 2023
Fabian V. Flatz's avatar
Fabian V. Flatz

Exceptional insurance and an exceptional team to deal with.

5
My bikes have been insured with Laka for five years now and I have nothing but praise for everything they do. In particular, over the last few years, I've had to make two claims and each time I have been absolutely delighted with the service, attitude, communications and solutions that the team have offered. Lake really is a different and better kind of insurance,in so many ways. I always recommend them to my cycling buddies. Reviewed on: 12th October 2023
Julian Saunders's avatar
Julian Saunders

The yardstick for cycle insurance

5
Laka is a company that cares about and listens to cyclists' needs. Their approach to insurance is innovative, and you can tell they put their customers front and centre. Reviewed on: 12th October 2023
Kai's avatar
Kai

Make Life Easy

5
Simple instructions to follow, easy to work with and receptive claims process makes this the ideal bike insurance. Reviewed on: 12th October 2023
Stuart A Tait's avatar
Stuart A Tait

Insurance as it should be

5
I have used Laka for a number fo years, it is easy to use, simple and clear communications and he claims process is simple. If only all insurance was like this Reviewed on: 12th October 2023
Eddie Ryce's avatar
Eddie Ryce

Great cycle coverage

5
Great coverage and referral scheme at a decent price. Reviewed on: 12th October 2023
Hamish Fothergill's avatar
Hamish Fothergill

Excellent customer service

5
An excellent customer service, and real expertise with bikes Reviewed on: 12th October 2023
Thomas ARNOU's avatar
Thomas ARNOU

Great product for cyclists

5
An excellent niche cycling insurance policy that really understands what cover is required. Fair, effective, great value. Reviewed on: 12th October 2023
Emma capello's avatar
Emma capello

Great insurance concept

5
Very professional team to work with as a partner and you feel the passion driving Laka to be the best bike insurance company in Europe Reviewed on: 12th October 2023
Daniel Frank's avatar
Daniel Frank

Awesome experience

5
Fantastic customer service - always prepared to go beyond the call of duty to keep the customer happy. Reviewed on: 12th October 2023
Ian Bond's avatar
Ian Bond

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