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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,676 reviews, last reviewed 8th Oct 2025
31200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, great experience! Great service, great experience! Reviewed on: 8th October 2025
TAT's avatar
TAT

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2676)

Laka. Always there when you need them!

5
Laka are always transparent with where your money goes and their customer service is excellent! Traffic can be a nightmare in the summer months and accidents happen, I always feel safer knowing that Laka will be there to help if I need them. Reviewed on: 23rd July 2024
Morag's avatar
Morag

Really quick and easy process.

5
Really quick and easy process. Would recommend to anyone and everyone. Reviewed on: 9th July 2024
George w's avatar
George w

Your insurance is yours

5
Do you need an insurance? Why not Laka? Reviewed on: 17th October 2023
Amador Gonzalez's avatar
Amador Gonzalez

Transparent and flexible bike insurance

4
I’ve used Laka since it started to insure my bike and is a highly transparent and flexible service. I had to pause cycling for a couple months and was very easy to downgrade my cover to save on costs. Reviewed on: 16th October 2023
James waites's avatar
James waites

amazing service and future of insurance

5
amazing service and future of insurance Reviewed on: 15th October 2023
Peter H's avatar
Peter H

Helpful responsive and part of the cycling community

5
Laka have been fantastic for Keert as an insurance provider - responsive to queries, clear on what is going on and genuinely feel like a partnership with a community of people riding bikes Reviewed on: 15th October 2023
Matthew Whittaker's avatar
Matthew Whittaker

Best bike insurance

5
Best bike insurance on the market. Great business model, product offering and vision. Would recommend to anyone with a bike! Reviewed on: 14th October 2023
Andy's avatar
Andy

Fit for purpose

5
General household insurance charges an excessive premium for bikes. LAKA are specialists who know better the risks and the market. That is what makes them my preference Reviewed on: 13th October 2023
michael's avatar
michael

Great insurance

5
Great insurance company that works in a fair way. Reviewed on: 13th October 2023
Christian Mahon's avatar
Christian Mahon

a whole LAKA of love!

5
Whats not to LOVE about Laka, great vision, spirit, community Reviewed on: 12th October 2023
Nigel Walsh's avatar
Nigel Walsh

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