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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Great service and claims process.

5
Great service and claims process. Reviewed on: 1st August 2025
Tom Stebbing's avatar
Tom Stebbing

I love Laka Comms.

5
I love Laka Comms. They explain where spends have been made and why you're paying what you're paying each month. It creates a community feel, I like knowing my money is helping other cyclists! Reviewed on: 1st August 2025
Ljp's avatar
Ljp

Very happy with Laka's service

5
Hassle free claims experience. Streamlined and no quibble. Reviewed on: 1st August 2025
Steven R's avatar
Steven R

No doubt about my bike being covered

5
Mostly about peace of mind and knowing if my bike is taken they’ll replace it. Also, I did file a claim and it was all sorted within 2 weeks. Money repaid, bike fixed, and saddle bag replaced. Reviewed on: 1st August 2025
Cecily Page's avatar
Cecily Page

Best bike insurance in the UK.

5
Best bike insurance in the UK. They handled my claim quickly and I had a new bike in few days Reviewed on: 1st August 2025
Sajjad R's avatar
Sajjad R

incredibly easy to deal with, fast reposnding

5
incredibly easy to deal with, fast reposnding Reviewed on: 1st August 2025
Anton Riddell's avatar
Anton Riddell

Such a good quick professional service.

5
Such a good quick professional service. Very happy to have them insure my gear. Reviewed on: 1st August 2025
Michael S's avatar
Michael S

Easy to use, clearly explanined and great customer s...

5
Easy to use, clearly explanined and great customer service Reviewed on: 1st August 2025
Jake B's avatar
Jake B

Quick, efficient, trustworthy

5
I had a bad crash and Laka covered everything in a quick and no-nonsense way. I’m picking up my new bike this weekend! Chuffed with the service. Reviewed on: 1st August 2025
Emilia M's avatar
Emilia M

Great insurance

5
Super easy to set up and use. Would thoroughly recommend, Reviewed on: 1st August 2025
J C's avatar
J C

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