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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,673 reviews, last reviewed 7th Oct 2025
30900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Laka is an absolute life saver. Laka is an absolute life saver. Nearly half the price I used to pay and the team is lovely. Reviewed on: 7th October 2025
Michael 's avatar
Michael

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2673)

High recommend!

5
Laka provided cover for my home care business when every other insurer wouldn’t due to the nature of the cover. As a result of this I could hire staff that weren’t able to drive and used a bike to get to our elderly clients. They were very efficient and putting the policy in place was really quick and easy. I would definitely recommend them! Reviewed on: 11th October 2023
Akash Raja's avatar
Akash Raja

awesome service

5
super fast, fit for cycling, great price, great people Reviewed on: 11th October 2023
Etienne GAILLARD -PARIS-'s avatar
Etienne GAILLARD -PARIS-

Fantastic bike insurance

5
Laka is super user-friendly, made by cyclists for cyclists. Its pricing is transparent, and claims filing seamless. A refreshing insurance experience Reviewed on: 11th October 2023
Gab92's avatar
Gab92

Great services

5
An insurer that is cheap, yet with a great coverage Reviewed on: 11th October 2023
KL's avatar
KL

Replaced my bike when others wouldn't hvae

5
My bike was stolen from my balcony, unchained, Laka was fast to replace it with an equivalent model, even buying the bike for me. I'm sure other insurers wouldn't have been so fast. Reviewed on: 11th October 2023
Matt Carter's avatar
Matt Carter

Amazing service

5
Fantastic customer experience really putting the customer at the centre. Reviewed on: 11th October 2023
Robin Kee's avatar
Robin Kee

Simple and out of the box bike fleet insurance

5
Have tried others for quotes and coverage since switching to laka 2 years ago. Still, nothing compares Reviewed on: 11th October 2023
Joe Sharpe's avatar
Joe Sharpe

Super customer friendly, great jargon busting

5
It's the first time I've ever taken out insurance where I actually felt like I understood what I was signing up to. The page is super user friendly and there's no overwhelming jargon so it's all a breeze to use. Reviewed on: 10th October 2023
Marta L's avatar
Marta L

Simple to understand no jargon

5
seems like a straight up, no quibbles kind of firm Reviewed on: 9th October 2023
John Wright's avatar
John Wright

straightforward

4
I've yet to make a claim, but being covered was simple and quick. I also like their seemingly unique way of providing cover. Reviewed on: 8th October 2023
Karl's avatar
Karl

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