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Lloyds Bank: Classic Account reviews

4.02
Based on 761 reviews, last reviewed 5th Sep 2025
82% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
20%
See only 3 star reviews
11%
See only 2 star reviews
3%
See only 1 star reviews
10%

Latest highest rating:

5

Would totally recommend Lloyds Bank Plc Excellent customer service, the staff went above and beyond to help me and really listened and empathised with my situation. They helped me feel alot... Read more Reviewed on: 5th September 2025
Clare's avatar
Clare

Latest lowest rating:

1

Easy banking happy with service bank review Easy banking happy with service been a customer for 30 years Reviewed on: 2nd April 2025
Melanie Obren's avatar
Melanie Obren

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (761)

Good Customer Service and Account

5
We’ve tried a few banks over the years but always found ourselves coming back to Lloyds, they have a decent range of current accounts although we decided to stick with a Classic as we have another account elsewhere. App and internet banking is great, telephone banking is alright (sometimes quick, sometimes a little slower) but most importantly, we’ve never been hit with hidden charges which other banks do regularly. Reviewed on: 4th April 2022

So glad I left them!

1
I've been with them for over a decade and can't say I've felt the love much. The service has been slow and inefficient, and no gestures of good will have ever been shown to me, despite being on time with payments and trusting them with my money for such a long time. I decided to close my account because I could no longer afford it, but was made to keep it just long enough to pay the account admin fee for one more month, even though I was not going to use it for that month and they knew that. The clerks were less than understanding. So way to ruin literally the last thing, Lloyds. Terrible experience, I'm so glad I left them! Reviewed on: 4th April 2022

account

4
approachable and responds to questions Reviewed on: 2nd April 2022

Classic Account

5
All keep me informed of comings and goings on my account Reviewed on: 25th March 2022

Fantastic

5
Dependable, reliable and easy to use Reviewed on: 25th March 2022

Worst Bank Ever

1
Stay way from this bank, their ethics are the worst I have experienced so far. Reviewed on: 25th March 2022

A great bank

5
had my classic bank account for many years now and I am very satisfied with it Reviewed on: 21st March 2022

No issues

4
Have banked with Lloyds since uni and they haven't driven me away yet, which is probably high praise as far as banks go! Reviewed on: 18th March 2022

Amazing bank

5
Very helpful easy to use and supported during rough times Reviewed on: 17th March 2022

Amazing

5
Such a great bank, easy to use mobile banking app! Had an account for years and never had any issues and customer service is great! Highly recommend. Reviewed on: 10th March 2022

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