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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (852 reviews)

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4.92

Based on 852 reviews, last reviewed 26th Apr 2025

1800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I love Manchester credit and proud to be a member I use to use my credit union all the time and I have to say I cannot fault them and I see they are still giving even more to there customers I’m very ... Read more Reviewed on: 26th April 2025

Latest lowest rating:

1

POOR customer service Said I would be eligible for a small Loan once i paid off my current balance, then did not help me at all, left very frustrated Reviewed on: 6th August 2024

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About this product

Manchester Credit Union Loans reviews (852)

Review of the Manchester Credit Union, Loans:

Given me the chance I needed.

Manchester credit union. If it wasn’t for Manchester credit union I would still be in unaffordable debt today due to high APR. Manchester credit union gave me a chance they spoke to me about my situation and what they could do to help. From leaving home at 17years of age I got trapped in the cycle of payday loans when my partner fell ill and we had rent, bills etc to pay on one wage, I was offered no support due to me having a “stable carer” and “apparently” earning enough to support us. I wasn’t clued up around anything like this and fell into the easiest option, This then made me stuck in loads of little loans and a giant impact on my relationship and mental health. I decided I had to consolidate all my loans, however due to the effect the payday loans had on my credit score (even though I’ve worked since being 15years old for the same organisation climbing the ladder and have paid phone contracts, internet etc) I managed to consolidate my loan with the help of a friend as a guarantor HOWEVER the APR on this was 50% meaning the debt I was in doubled and I found myself in a worse Position than before. I moved back home and with many tears, sleepless nights and research I stumbled across Manchester credit union, I was sceptical at first I wondered what the catch. After a phone call with them I was put very much at ease and was offered advice and support around my situation. The amount I wanted at first was a lot and we need to build a trusting relationship, they offered me a small loan that took straight out of my wages through my employer (I was embarrassed by this at first but we are human) for a very low APR. Six months of paying this small loan which was for over 12months I got in touch again with Manchester credit union to request a bigger loan this time to pay off my overly priced APR loan, Manchester Credit Union was happy well they did more than help they took my details and the company’s I had the high APR loan through and dealt with it all for me obviously updating me with the process along they way, this was very quickly sorted and I had officially half my debt! BUT not only have I halved my debt the loan payments I now pay to Manchester credit union WELL they only take some out and put it in a savings account for you!!! So not only am I getting out of debt I’m saving at the same time. I feel so much relief and very grateful for been given an opportunity that no one else would give me! I could pay the payments I was just never given the trust to show this. THANK YOU Reviewed on: 10th July 2021

I love Manchester credit and proud to be a member

I use to use my credit union all the time and I have to say I cannot fault them and I see they are still giving even more to there customers I’m very proud to say I still have my account and they give a fabulous service to everyone Reviewed on: 26th April 2025

Same day loans

I applied for a loan on line it was sorted I a few hours. Reviewed on: 25th April 2025

They were very helpful in branch

They were very helpful in branch Reviewed on: 23rd April 2025

Christmas and birthdays can be really tough to save...

Christmas and birthdays can be really tough to save for on a low income, with the family loan and small savings they put aside for me is a huge help. The payments are fast, and when I have needed further assistance their chat service is great. Reviewed on: 18th April 2025

The overall experience was very smooth and easy howe...

The overall experience was very smooth and easy however, the only downside was the response time as it did take about a week to hear back but apart from that there were no issues. Reviewed on: 16th April 2025

I've been a Credit Union member for years and the se...

I've been a Credit Union member for years and the service is always fantastic; very prompt and great loan rates. Reviewed on: 16th April 2025

Fantastic staff and service at Manchester Credit Union

I have a savings account with MCU and have been with them for many year's. I also renew my loan with them every year and they are with you every step of the way. The staff are all very helpful and lovely. Reviewed on: 15th April 2025

Excellent

I was in shock to see faster and cooperative they are i can 100% recommend and I am very happy Reviewed on: 14th April 2025

Good and quick service

All things good But I would like you to suggest to improve answering phone.very hard to contact you via phone Reviewed on: 14th April 2025

You are more than traditional banks.

You are more than traditional banks. You support peoples peace of mind. If banks are like you, then, high blood pressure will not be rampant God bless you all. Reviewed on: 14th April 2025

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