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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2124 reviews)

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4.94

Based on 2,124 reviews, last reviewed 30th Dec 2025

76% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

Never have I ever had a problem or an issue with the...

Never have I ever had a problem or an issue with them moneys gone in on time always does they respond back as quick as they can if you need any help I've been with them for nearly 2years and would 100% recommend there fantastic Reviewed on: 16th June 2025

Easy to use app and renewing loan is easy and...

Easy to use app and renewing loan is easy and efficient Reviewed on: 16th June 2025

Great Experiance Had Mcu For Years Never Had A Probl...

Great Experiance Had Mcu For Years Never Had A Problem And If I Have I Have Phoned Up And They Have Helped Me Straight Away Great Staff Very Helpful And Lovely To Talk To Reviewed on: 16th June 2025

never had any issues an the customer service as been...

never had any issues an the customer service as been great Reviewed on: 16th June 2025

I use the family revolving credit I find it really u...

I use the family revolving credit I find it really useful and makes it a lot easier to simply pay back from my child benefit Reviewed on: 16th June 2025

Brilliant service and site no issues what's so ever

Brilliant service and site no issues what so ever Reviewed on: 16th June 2025

Every time I’ve messaged I’ve been answered straight...

Every time I’ve messaged I’ve been answered straight away very kind not rude customer service and helpful for saving money as I’m really bad for it Reviewed on: 16th June 2025

Help when it was so needed

I came to Manchester’s credit union needing financial help to make ends meet for me and my children and I’ve never looked back I always have a little to fall back on knowing I’m part of MCU Reviewed on: 16th June 2025

Professional, reliable and efficient

Professional, reliable and efficient Reviewed on: 16th June 2025

Highly recommend

Applying for a loan was really easy and the process was quick. The rates are great, making loans affordable. I love that I can login and check my loan balance and its so easy to understand. I use the savings account each month by transferring money from my bank account, but its also straightforward to withdraw funds when you need them. Everything is easy and straight forward. Reviewed on: 16th June 2025

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