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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

Delayed messaging service

Somtimes the online messaging service can be slow with replies, however the team have always been helpful Reviewed on: 17th June 2025

I have been with credit union a very long time and I...

I have been with credit union a very long time and I will continue to use the service for a long as it’s available. I have recommended the family loan to a number of people who now definitely benefit a lot from it. I rely on my top up every few months to buy clothes for my child who is constantly outgrowing his clothes. Unable to work at the moment this has always been something to fall back on when I can’t afford the things I need Reviewed on: 16th June 2025

I have been with Manchester credit union for over 12...

I have been with Manchester credit union for over 12 years and I’m very happy I have serving with you and a lon never had any problem very happy Reviewed on: 16th June 2025

It’s quick, easy and simple to apply online

It’s quick, easy and simple to apply online or through the app to get a loan what I like the best is that if your not paid enough off the first loan you can’t take another out so financially you can’t get in too much over your head, also if your not accepted for the original amount you want they will off a close amount. Reviewed on: 16th June 2025

Excellent service

I really like manchester credit union but they phone service isn’t so great they never answer the phone but through the app I get good support Reviewed on: 16th June 2025

Easy application great customer service.

Easy application great customer service. Reviewed on: 16th June 2025

Fantastic credit union, excellent customer's relatio...

Fantastic credit union, excellent customer's relations, flexible payment etc. Reviewed on: 16th June 2025

Always a high standard of customer care.

From the very beginning they have always provided excellent customer service and been very helpful with any queries. Reviewed on: 16th June 2025

Reliable has always offered stability and helped enc...

Reliable has always offered stability and helped encourage me to save Reviewed on: 16th June 2025

Great way to get a loan when you really need one lov...

Great way to get a loan when you really need one love the fact you can save as well Reviewed on: 16th June 2025

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