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M&S Bank - Marks and Spencer: Home Insurance reviews

Name: Home Insurance
Rating: 2.97 (39 reviews)

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2.59

Based on 39 reviews, last reviewed 4th Sep 2024

200% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

36%

15%

43%

Latest highest rating:

5

Great value I have had home & contents insurance with M&S Bank for several years. The premium is low and has gone down every year, although there is a lot include... Read more Reviewed on: 23rd August 2024

Latest lowest rating:

1

Put my policy up by 45% at renewal Put my policy up by 45% at renewal Reviewed on: 4th September 2024

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About this product

Before committing to a new home insurance policy, do your research to ensure that the provider is suitable for your needs. We collect Marks & Spencer home insurance reviews to help you make an informed decision when choosing your new provider.

Marks & Spencer is underwritten by Aviva to provide home insurance, with both buildings and contents cover available. Choose between Standard or Premier levels of cover depending on how robust you want your policy to be. M&S policyholders can pay for their premium monthly without any additional fees.

Does Marks & Spencer sound like the right provider for you? Gain valuable insight into life as a policyholder by reading our M&S home insurance reviews. Find out how satisfied customers have been with their policies and whether they would renew with the provider. Learn more about the two levels of cover to help you decide which option is best for you. Read about genuine experiences with the M&S customer service team. Be confident in your decision by checking out our Marks & Spencer home insurance reviews.

Have you had an M&S home insurance policy? Write an honest review on Smart Money People. Tell us what policy you chose and what level of cover you opted for. Were you satisfied with the cost of your premium for the level of cover that you received? Have you made a claim on your policy, and if so, how well was it dealt with? Would you recommend Marks & Spencer home insurance to family or friends? Whether good or bad, share your experience by writing an M&S home insurance review. Together, we can help people like you make better financial decisions.

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M&S Bank - Marks and Spencer Home Insurance reviews (39)

An expensive insurance you can't rely on

If a theft of a locked bike, behind a locked door isn't covered than what is? We paid almost 50 quid per month and I trusted the Marks and Spencer brand but when my locked bike that was stored in the stairways of my house, behind the locked front door was stolen - I got no money back for it. M&S seemed to really put an effort into finding lupe holes in their policy to rip you off. I signed up with a John Lewis - pay 20 quid per month and they confirmed they would've paid me for this specific case. Don't waste your money here. Reviewed on: 18th October 2021

Possibly the worse home insurance you could go for

Had to make a claim on a iPhone XR Was Told to send it n to a sister company,! Did research and decided to have my screen repaired in apple store . They mar led this a a lost to me and cancelled my insurance. With out a letter or any notice! I only noticed due to payment going in to my account .? Terrible customer service. I did decide to go to Marks & Spencer’s because I always thought they had a bit of class but after having home insurance with them I realise that we are talking out there arse Reviewed on: 26th June 2021

So good that I would probably pay a little bit more

So impressed with M&S insurance. They have a great range of services to suit special requirements. Easy access to their customer service as I don't think I have ever had to wait. Friendly, knowledgeable and helpful staff every time I have needed to call! I never thought I would be reviewing an insurance company! Reviewed on: 9th December 2020

A really well deserved 5 star rating! :)

I have contents insurance with M&S and I have to say I am so happy with their most definitely 5 star service and think they really do deserve an 5 star review. A crane collapsed beside my apartment on July 8th and M&S called ME to ask me if I was OK and if there was anything they could do. My property management agency didn't even do that. My policy only allows up to 3 months unoccupied, and we are not allowed back to the property for at least 6 months. Instead of a point blank "it's not covered", or charging a lot to keep exclusions (such as theft/water damage) to the property as it's unoccupied for so long, M&S Customer Service told me they would extend the cover. I am so happy with them. A couple of residents in the same building that I'm friendly with were not even able to pay to keep their contents insurance. I will never get content insurance with anyone else! Reviewed on: 7th August 2020

Marks and Spencer home insurance under written by Aviva

Don’t use them it’s not Marks and Spencer it’s Aviva My insurance quote for water damage was £850 with £250 access They refused to pay out without seeing the damage l was told they would be able to pay £300 ish as that is how much they can get the job completed for Its was water damage to kitchen ceiling and walls effecting lighting the stain was so bad it would need 3 coats on ceiling and the lights needed looking at That was in January l still haven’t had it done I don’t want to use there cheap painters l don’t want strangers coming into the house I asked if the work men would be local I was told they could come from anywhere The quote was fair and this company said if l except £300 on the day that’s all they would pay Marks and Spencer has nothing to do with it Lost it after 4 months just cancelled the direct debit When l think of all the money they have had Then won’t pay out on one small claim Sylvie Reviewed on: 15th May 2020

good cover and communication

haven't had to claim but deal with queries easily Reviewed on: 6th July 2019

0%

Always use these due to the 0% Apr just for the privilege of paying monthly and that their value limits are fantastic that I don’t have to phone up every time I purchase a new item of tech or jewellery. Only downside is having to switch between husband and my name as main account holder every year to maintain the 0%. Reviewed on: 1st January 2019

Very poor customer service

As Home insurance customers we have been treated very badly by M&S. I couldnt recommend them to anyone shopping for house insurance. Once they have you, the customer service is exceptionally poor. If that doesn’t matter to you then the policy is fine but I wouldn’t like to have to claim off them judging from our experiences so far. Reviewed on: 19th August 2018

Poor customer service

They do not deliver what they promise. Marks and spencer home insurance is no better than other cheaper insurance. Reviewed on: 26th March 2018

Great Value from reputable company

We found the service easy and quick. The quote provided was competitive and insurance summary straightforward. Reviewed on: 28th September 2017

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