Smart Money People Logo

Marshmallow: Car Insurance reviews

1.65
Based on 297 reviews, last reviewed 14th Feb 2025
No new 5 star reviews
in the past 90 days
19% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
19%
See only 4 star reviews
2%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
77%

Latest highest rating:

5

Thaigo was an amazing customer service agent. Thaigo was an amazing customer service agent. He understands my issues very quickly and helped me. His explanation was really good. Reviewed on: 14th February 2025
Reem Abbass's avatar
Reem Abbass

Latest lowest rating:

1

Never use Marshmallow I was more or less forced to use them when moving from Somerset to Buckinghamshire. The entire experience was fraught & expensive. They have no proper... Read more Reviewed on: 13th February 2025
Malcolm H's avatar
Malcolm H

About this product

Check out the Marshmallow car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your new provider.

Marshmallow was founded in 2015, dedicated to providing affordable insurance to those often hit with outrageously high quotes, like students and expats. Marshmallow designed its own systems and writes its own policies, claiming to provide cheaper car and van insurance for all.

Perhaps you have a low credit score and find many insurers penalise you for this,or maybe you’re an expat without a UK driving licence, again, paying extra for your insurance? Marshmallow claims to have affordable policies for all, regardless of factors such as these. Read the Marshmallow car insurance reviews on Smart Money People to see how well the company lives up to these claims.

Have you had an insurance policy with Marshmallow? Did you find your premium cost reasonable in comparison to other quotes? Was the level of cover suited to your needs? How did you find communications with Marshmallow: was the customer service team friendly and helpful with fast response times? Did you have to make a claim on your policy, and if so, how well was it dealt with? Whether positive or negative, leave a Marshmallow car insurance review today to help us increase trust and transparency in financial services.

Marshmallow Car Insurance reviews (297)

Review of the Marshmallow, Car Insurance:

FROM THESE SCAMMERSago**STAY AWAY FROM THESE SCAMM

1
FROM THESE SCAMMERS ago **STAY AWAY FROM THESE SCAMMERS** **STAY AWAY FROM THESE SCAMMERS** Bought my insurance with them in December, they asked for the NCD from abroad which I provided them, their so called "underwriters" who are more like scammers told me it's a fake NCB and I will be notified to the other insurance Reviewed on: 26th January 2025

They accepted my no claims and then 1 month later th...

1
They accepted my no claims and then 1 month later they cancelled it and increased my insurance by £1100 a year. No difference for next year renewal and charged £100 for cancellation. Reviewed on: 17th February 2024

HIGHLY RECOMMEND TO STAY AWAY THEY ARE FRAUDS!

1
HIGHLY RECOMMEND TO STAY AWAY THEY ARE FRAUDS! I had Insurance with this company and had the worst experience ever. My car was parked outside my house and another car crashed into it. When I sent it to there garage the mechanics did faulty jobs and damaged the car which was in unsafe condition to drive. Also, they took away my 3 years no claim bonus for no reason whatsoever. The incident was not my fault has nothing to do with me but they took my 3 years no claim bonus anyway. They charged me money to fix the car and did not fix it, on top of that they have the audacity to take 3 years off my no claim bonus. When I try to speak to them they do not have no customer service contact number. They only have web-chat talking which is the worst form of communication as they do not reply properly or even answer my questions and meet my needs. Reviewed on: 15th February 2024

Discusting service robbed me.

1
Discusting service robbed me.. insured me an then cancelled me after taking my deposit and monthly fee. Don’t use this service Reviewed on: 12th February 2024

I'm super happy to be a part of marshmallow they hel...

5
I'm super happy to be a part of marshmallow they helped me a lot and do everything in a well way. Reviewed on: 12th February 2024

I don’t have a policy with these criminals thank god...

1
I don’t have a policy with these criminals thank god but I have been trying for the last month to claim on a policy holder who smashed into the back of me, my insurance company have also tried I’m now in the process of going down the legal path with help from my insurance How the hell this company is allowed to trade is beyond me . Cheap and nasty in my opinion. Reviewed on: 12th February 2024

My car was written off by a marshmallow customer who...

1
My car was written off by a marshmallow customer who admitted liability, A settlement figure was agreed but payments to me continually fail. I believe this can only be happening if they are insolvent or an employee is stealing my money. They are virtually impossible to contact and couldn’t care less about their liabilities. Reviewed on: 7th February 2024

Refuses to cancel and refund my policy, can't reach

1
Someone made a false claim about my car being in an accident. I submitted photos and videos of my car, in perfect condition, but now they are refusing to cancel and refund my car insurance even though I sold it due to this false claim. It is impossible to get ahold of a human and they don't have a contact phone number available. You have to use their "live" chat box, but I've been put on "hold" for over 3 hours now, being completely ignored. A poorly run company clearly scamming people who chose their plan for their cheap rate. Never using them again. Reviewed on: 7th February 2024

Avoid at all costs! Scam

1
Avoid at all costs! Long story but they are trying to scam me out of more money by charging me extra on my premium mid contract and I have had to reported them to the Financial Ombudsman's. The good reviews you see must be AI bots, the customer service is like speaking to a brick wall all on online chat. They accused me of miss information and I have proof that I had given it to them so they don't have a leg to stand on. I paid a lot of money for a dreadful service, they interrogate you and try to catch you out rather than help you. Reviewed on: 6th February 2024

My car was sent to MRN for a repair they used a gara...

1
My car was sent to MRN for a repair they used a garage Alloy engineers , my car has been with the garage since July 2023 , the garage signed a satisfactory note stating I was happy with the work and car was delivered a Total this fraud deception . Marshmallow are blaming me for not taking the car , they ain’t even mentioning the customer satisfactory being signed without the car be delivered to me keep away from this company . Reviewed on: 5th February 2024

An absolute joke of a company

1
First of all please do not use this insurance company just because it may save you a few pounds. It is not worth the hassle, no contact centre for any query, they say 24 hour emergency number that's a lie as it will just tell you to go to live chat this is only open mon-fri 9-4pm. The whole ordeal of actually reporting an issue or getting an answer to a question will take days by email. The extras you add on at the end of making a new claim will be via a third party and they tell U to contact them if U crack your windscreen or something and then they will say contact Marshmallow. The only thing they are 5* on is taking your payment.. Absolute garbage stay away. Don't believe me try and ring and press every single option there is and let me know if you ever get hold of an actual person on the telephone. Reviewed on: 5th February 2024