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MBNA: Credit Card reviews

Name: Credit Card
Rating: 3.17 (183 reviews)

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2.68

Based on 183 reviews, last reviewed 10th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

42%

11%

36%

Latest highest rating:

5

Straight forward company. Straight forward company. App works well. reasonable offer rates. Reviewed on: 1st November 2024

Latest lowest rating:

2

Unreliable card for 2nd card holder As a second card holder, my card is always being declined 'just in case of fraud'. I am appreciative of fraud prevention, but I cannot tell you how ma... Read more Reviewed on: 10th February 2025

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About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (183)

Review of the MBNA, Credit Card:

Scammers!Scammers!!! AVOID!!!!!

Scammers!!! AVOID!!!!! I am extremely disappointed with the misleading tactics of this company. I signed up for their credit card, which was advertised as offering 0% interest on purchases for 21 months. However, after just 60 days, I started being charged interest on my purchases. When I contacted customer service for clarification, they informed me that the 0% interest rate only applied to purchases made within the first 60 days. Any purchases made after that would be subject to interest, which was never clearly communicated to me. This is deceptive and feels like a bait-and-switch tactic. They are not transparent about their terms, and it’s very easy to get caught out by these hidden conditions. I would strongly advise avoiding this company and their credit products at all costs. Very disappointing experience! Reviewed on: 23rd September 2024

Just right!

MBNA have provided me with a credit card that has alwys been upfront and never any problems, plus rewards points that I have had some wonderful products from. Reviewed on: 31st May 2017

Great product

Superb credit card with low interest rates Reviewed on: 31st May 2017

Best credit card I've had

Mbna have great customer service with very original security questions which makes me feel confident my personal information and my account are well protected. The online app is easy to use and it's easy to keep track of my account or make changes if I need too. They have given me a very fair interest rate as well and ask for a more than reasonable minimum payment even though I pay more than is asked. I would definitely recommend mbna for its friendly staff and easy account maintenance Reviewed on: 30th May 2017

Good rates

Have a credit card with MBNA and had the 14 months no interest option. Paid off the balance before the interest free option ran out, they upped my credit and gave me a further 14 month interest free option. I would recommend! Reviewed on: 30th May 2017

Best credit card provider for balance transfer

The 0% balance transfer option is getting very attractive these days and is the best way to save your money on the interest you pay to the lenders. I chose MBNA's as they met my requirements. What was attractive about the offer was that it was really hassle free in terms of supportive documents. Lesser processes and quicker turn around time. Reviewed on: 20th May 2017

Excellent help in an emergency

I needed some emergency cash - submitted a request for a cash transfer on my credit. Approved in 30 minutes and had the money in my account in 48 hours Reviewed on: 19th May 2017

Great Credit Card

0% cash and balance transfer offers cheap card great customer service saves me a lot of money. Reviewed on: 13th May 2017

Super quick

Very quick to resolve an issue, user friendly website without lots of codes etc to remember. Reviewed on: 11th May 2017

Excellent customer service

Most helpful when fraudulent use occured Reviewed on: 1st May 2017

Awful company

Unfair charges, unhelpful customer service. new balance/money transfer *deals* aren't competitive at all e.g 5% charge? Reviewed on: 1st May 2017

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