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MBNA: Credit Card reviews

Name: Credit Card
Rating: 3.17 (183 reviews)

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2.68

Based on 183 reviews, last reviewed 10th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

42%

11%

36%

Latest highest rating:

5

Straight forward company. Straight forward company. App works well. reasonable offer rates. Reviewed on: 1st November 2024

Latest lowest rating:

2

Unreliable card for 2nd card holder As a second card holder, my card is always being declined 'just in case of fraud'. I am appreciative of fraud prevention, but I cannot tell you how ma... Read more Reviewed on: 10th February 2025

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About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (183)

Review of the MBNA, Credit Card:

Bombarded

I took out this out as my first credit card, as the sign up bonus was quote good. I didn't use it much but this didn't stop them sending me endless amounts of post re: balance transfer offers and other cards which i did not need at all. I got so annoyed with all of this spam I got another card and closed this one (which was a convoluted process in itself) and would never use them again. Reviewed on: 14th June 2016

Awful company

Unfair charges, unhelpful customer service. new balance/money transfer *deals* aren't competitive at all e.g 5% charge? Reviewed on: 1st May 2017

Brilliant amazing wonderful reliable loyal

Really nice people on the phone got what I needed and sorted me out asap!! :) Reviewed on: 30th April 2017

okay card

Was a good card when they gave cash back Reviewed on: 5th April 2017

Great card with long interest free period

Got this card due to the 26 month interest free period - this covers balance transfers and purchases, so will come in very handy for those bigger purchases. Reviewed on: 13th February 2017

Very unprofessional

Staff laugh at you constantly and tell you miss leading information Reviewed on: 12th February 2017

Easy to use but lacking in perks

Since buying out my Alliance & Leicester credit card years ago I actually feel that MBNA have improved the service. They don't hassle me with junk mail and they have recently extended the payment period which is great news if you are away on holiday or forget. They only downside is that they have stopped offering cashback on their Visa credit card. I can still earn cashback on my Amex card but many places will not accept Amex. This means I have lost a lot of cashback this year and at only 0.5% cashback it was not favourable in comparison to other providers anyway. Reviewed on: 6th February 2017

Great card

Very good experience. Easy to use and good online site to help you keep track of your spending. Points are earns as well which can be transferred into vouchers. Reviewed on: 1st January 2017

Good customer advisors

I have spoken to the advisors a number of times to resolve problems with my account. They are always friendly and help me out when I need them. They also helped prevent fraud on my account. Reviewed on: 24th December 2016

Customer service win

MBNA are great, the customer service is always good, and it's so easy to use Reviewed on: 19th December 2016

AWFUL

Just awful customer service and they spin you a pack of lies! like when I had to make an urgent payment they said I could pay at the coop , and laughed. You can only pay at the coop if you have an account. Also I had to use recorded postage as they would constantly lie they never received my cheque..... when I used recorded postage I had to make one complaint on the default charges and got my money back... Then had no more default charges since !!! Id would tell any one to use them with caution! Reviewed on: 7th December 2016

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