Smart Money People Logo

Monzo: Under 16s account reviews

4.96
Based on 405 reviews, last reviewed 18th Apr 2025
39500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn’t be happier with Monzo much better than NatW... Couldn’t be happier with Monzo much better than NatWest my previous bank! Reviewed on: 18th April 2025
KL's avatar
KL

Latest lowest rating:

1

Under 16 account but no good for multiple parents I opened an under 16s account for my two children, all been working fine. Monzo recently invited people to add additional parents / guardians to be ab... Read more Reviewed on: 15th February 2025
Andyg68uk's avatar
Andyg68uk

About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (405)

Review of the Monzo, Under 16s account:

Best bank every

5
Great bank always there to help you when you need help with your account and it is not just a robot you can actually speak to a human as well Reviewed on: 8th April 2025

Couldn’t be happier with Monzo much better than NatW...

5
Couldn’t be happier with Monzo much better than NatWest my previous bank! Reviewed on: 18th April 2025

Great option for kids to teach them about money

5
Great option for kids to teach them about money and responsibility for their own money. The set up process was very quick and easy and can be done at a time that suits you. Reviewed on: 18th April 2025

Monzo's under 16 account is a proper boon for parents

5
he Monzo under 16 account is a proper boon for parents and teens alike. Getting it set up was a doddle through the app, and it's brilliant that it doesn't cost a penny. For young 'uns just starting to get to grips with managing their own money, it's spot on. The separate app for them is really well thought out – it gives them a sense of independence while still letting parents keep an eye on things. Seeing their spending in black and white helps them learn the value of money and make better choices. Plus, the ability for parents to top up their account instantly is super handy for pocket money or little emergencies. The security features are also reassuring. Knowing they can freeze their card instantly if it gets lost gives you peace of mind. And the spending notifications they get help them track what's going in and out. It's a fantastic way to introduce teenagers to the world of digital banking in a safe and controlled environment. It teaches them responsibility without the worry of hefty fees or complicated stuff. Definitely a top-notch way for young people to manage their money. Reviewed on: 15th April 2025

Wonderful experience with Monzo. Amazing

5
Wonderful experience with Monzo. Monzo has good and quality customer service Reviewed on: 15th April 2025

Superb Experience

5
Almost all activities are intuitive and straight forward. Superb experience. Reviewed on: 14th April 2025

Easy app to use.

5
Easy app to use. A bank who is on your side. I got conned and the bank returned my money within days! Replaced 2 lost cards during the time I've banked with Monzo. Reviewed on: 12th April 2025

Best Account for under 16's there is.

5
Everything is straightforward and Monzo go the extra mile with Customer Services. Always available and courteous. Transactions are in front of you and available immediately. My Grandson is aware exactly what he has spent and where. On top of that it's free and the adult still has full control of the account. Reviewed on: 12th April 2025

A star experience.

5
A star experience. Here's a brief review for Monzo: "I'm absolutely loving Monzo! The app is so user-friendly, and the features are fantastic. The 'pots' feature has been a game-changer for me, helping me save and organize my finances. And the recent 1p saving challenge was a fun way to build the habit of saving. Well done, Monzo!" Reviewed on: 12th April 2025

monzo is a good way for me to save money

5
monzo is a good way for me to save money Reviewed on: 11th April 2025

The account is great for my teenage boy whom I can k...

5
The account is great for my teenage boy whom I can keep tabs on his spending Reviewed on: 11th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products