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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (510 reviews)

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4.96

Based on 509 reviews, last reviewed 16th Feb 2026

9800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Simple, transparent & no nonsense Simple, transparent & no nonsense Reviewed on: 16th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (510)

Definitely the best under 16s account

I have set up the under 16 account after not great experience with other providers . The app as a parent is easy to use and set up controls on spending etc. Great that family can send money to my daughter directly! She can easily use the app and has encouraged her to save as well. Reviewed on: 9th February 2026

I have under 16’s accounts for my children 7 and 9.

I have under 16’s accounts for my children 7 and 9. It’s a brilliant experience, they got to choose their own cards and the accounts are free of charge. Sign up process was easy Reviewed on: 9th February 2026

Absolutely love this bank anything you need is so ea...

Absolutely love this bank anything you need is so easy 10000% unstoppable bank Reviewed on: 9th February 2026

Great account for my son would recommended

Great account for my son would recommended Reviewed on: 9th February 2026

Fantastic service

Fantastic service, child’s account is easy to open and manage from my account. Highly recommended, it’s worked well for us. Reviewed on: 9th February 2026

Great bank for a under 16.

Great bank for a under 16. Easy to use and set up. Reviewed on: 9th February 2026

The U16 account is really easy to manage and is grea...

The U16 account is really easy to manage and is great for teaching young children how to budget (using savings pots) Reviewed on: 9th February 2026

I have never looked back since joining!

I started with a business account with Monzo & was that impressed I moved my person account over & then added an account into mine for my teenage son! Never looked back! Hands down the best bank I have ever used & fantastic & easy for my son to use. Reviewed on: 9th February 2026

Monzo under 16s

Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026

Amazing u16 account.

Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026

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