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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.98 (932 reviews)

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4.98

Based on 932 reviews, last reviewed 7th Apr 2026

51600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Ease of use. Ease of use. Simple presentation. Reviewed on: 7th April 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (932)

Fabulous for kids!!

Monzo has taught my children how to spend and save money and how to manage it all. Super simple for them and very easy to set up. Cards arrived quickly too. Reviewed on: 20th March 2026

My child loves it

My child loves having a Monzo account and it is great for helping her learn about money. Reviewed on: 20th March 2026

Great kids account.

kids get a card, get to learn about money and looking after their card, parents stay in control and can see what they're spending on. Perfect. Reviewed on: 20th March 2026

Great account for children - cannot fault in any way

I closed my daughter's account with a provider I was paying a monthly fee for. I ordered the Monzo card as a replacement, it was so easy to do and it was delivered within a couple of days. There is also the added bonus of no monthly fee! Reviewed on: 20th March 2026

Fantastic banking experience with easy to navigate a...

Fantastic banking experience with easy to navigate app which means I'm able to keep an eye on my daughter's account and freeze the card if necessary Reviewed on: 20th March 2026

Great under 16’s account

Great under 16’s account really helpful to teach them control of money Reviewed on: 20th March 2026

10/10 perfect for under 16’s !!

This account is perfect for under 16’s , teaches them how to handle money , how to save and it is so easy to navigate the app for children and parents sending pocket money . Reviewed on: 20th March 2026

Perfect banking app for under 16s.

Perfect banking app for under 16s. Easy to use and a good way to learn about finances Reviewed on: 20th March 2026

Absolutely love Monzo for myself and my daughter

It’s so easy to transfer money to my daughters account from my Monzo account and I can keep track of what and where she spends her money Reviewed on: 20th March 2026

This is a brilliant account for younger children lea...

This is a brilliant account for younger children learning how to use cards, save money and giving responsibility Reviewed on: 20th March 2026

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