Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Under 16s account reviews

4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Under 16s account reviews (945)

The Monzo under 16s is account is brilliant.

5
The Monzo under 16s is account is brilliant. I can easily send my daughter money while still being able to see her transactions and limit her daily spending as well as other parental controls. Reviewed on: 8th February 2025

fits into your busy life well.

5
All easy and online that fits into your busy life well. I can manage my child’s account with mine too at no cost compared to the high street providers Reviewed on: 8th February 2025

Monzo’s u16s account functionality is super!

5
Monzo’s u16s account functionality is super! My three children love it Reviewed on: 7th February 2025

My kids have benefited so much from having an Under...

5
My kids have benefited so much from having an Under 16s Monzo account each. Already seeing changes in financial behaviour including saving! Reviewed on: 7th February 2025

The under 16 account is a brilliant product.

5
The under 16 account is a brilliant product. Easy to use and linked completely to the parent account. Full visibility and ease of use! Reviewed on: 7th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1143 reviews
    Monzo
  • Current account

    from Monzo 4.85 from 19422 reviews
    Monzo
    View all products