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Monzo: Under 16s account reviews

4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

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Monzo Under 16s account reviews (946)

Love Monzo bank.

5
Love Monzo bank. Great company to bank with Reviewed on: 9th February 2025

Very good experience!

5
Very good experience! Monzo bank is very good!! Reviewed on: 9th February 2025

Monzo making accounts for kids simple

5
Logged into my account and within 15 minutes had opened up accounts for all 3 kids including saving pots. There are no fees and the kids have a simple but informative dashboard on their app Reviewed on: 9th February 2025

Monzo! Ones of the bank financial providers!

5
Really love the services provided by monzo Reviewed on: 9th February 2025

Great bank

5
hassle free banking ! Great bank account all the things you need Reviewed on: 9th February 2025

I love Monzo for their innovative approach

5
I love Monzo for their innovative approach Reviewed on: 9th February 2025

My son brought a game on the Xbox and it was a fake...

5
My son brought a game on the Xbox and it was a fake game. We raised the issue with Monzo and within 7 days the money was back in his account. Reviewed on: 9th February 2025

I like use monzo bank account for me and my kids.

5
I like use monzo bank account for me and my kids. It's very easy Reviewed on: 9th February 2025

Fast efficient effective and all round great for my...

5
Fast efficient effective and all round great for my needs Reviewed on: 9th February 2025

Excellent bank, great app, amazing customer service

5
Excellent bank, great app, amazing customer service Reviewed on: 9th February 2025

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