Smart Money People Logo

Monzo: Under 16s account reviews

4.98
Based on 932 reviews, last reviewed 7th Apr 2026
51600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
99%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use. Ease of use. Simple presentation. Reviewed on: 7th April 2026
Charles Howitt's avatar
Charles Howitt

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025
Matthew's avatar
Matthew

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Under 16s account reviews (932)

Helpfull understand always there to help

5
Helpfull understand always there to help Reviewed on: 9th February 2025

Extremely user friendly app makes for painless banking

5
Extremely user friendly app makes for painless banking Reviewed on: 9th February 2025

Very easy to use and organise.

5
Very easy to use and organise. Easy to see what they're spending their money on and they can set up little pots to save money as well. They're actually eager to earn the money that goes on their cards whereas before they just asked for cash. Reviewed on: 9th February 2025

I love monzo.

5
I love monzo. They are one of step ahead and make life easy Reviewed on: 9th February 2025

It is just really good I can see what is happening a...

5
It is just really good I can see what is happening and it's so easy Reviewed on: 9th February 2025

Both my children have monzo banks and they love havi...

5
Both my children have monzo banks and they love having their own cards and freedom. It’s easy as it’s all connected to my bank so I don’t need different apps for each account. Easy to transfer money into, and set up a weekly, fortnightly or monthly transfer into their accounts from mine. Reviewed on: 8th February 2025

Monzo are brilliant they sort any issues immediately...

5
Monzo are brilliant they sort any issues immediately and the pay early is a great to have. Reviewed on: 8th February 2025

Little girl feels independent

5
This is great and my little girl love having her monzo account aswell as her own bank card. Reviewed on: 8th February 2025

Amazing experience since 2017.

5
Amazing experience since 2017. Stable services and slowly adding new products with best customers experience Reviewed on: 8th February 2025

Strong experience

5
Very good service and nice experience Reviewed on: 8th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3124 reviews
    Monzo
  • Investments

    from Monzo 4.94 from 1121 reviews
    Monzo
    View all products