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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Ease of Use great it's free to use abroad...

5
Just ease of Use great it's free to use abroad Reviewed on: 9th February 2025
Milly's avatar
Milly

Monzo top notch

5
Monzo customer service and quick response is commented, but what i love most the the link for others family members to transfer directly to the under 16 account Reviewed on: 9th February 2025
OMAJENE O's avatar
OMAJENE O

Monzo is a modern bank that everyone is now starting...

5
Monzo is a modern bank that everyone is now starting to use Reviewed on: 9th February 2025
Alan's avatar
Alan

Easy to use, for my kids, the account help them to s...

5
Easy to use, for my kids, the account help them to save, I only have not figured out how to transfer from it. Reviewed on: 9th February 2025
Oluwatoyin 's avatar
Oluwatoyin

Perfection in the Monzo way

5
It's a great bank they do the obvious beneficial things for their customers the kids account is perfect allowing control for parents but freedom for children Reviewed on: 9th February 2025
Neil's avatar
Neil

Easy and fun.

5
Very easy to use for both parents and children. Easy for the chimdten to see what money they have and what they have spent it on. Also has great safety features and everything can be seen and controlled from parents main app. Reviewed on: 9th February 2025
Hannah R's avatar
Hannah R

Great under 16’s account

5
I love this account for my 3 children, they get to make saving pots that can be locked by parents they can order tho ha online and use the tap feature to purches things. Reviewed on: 9th February 2025
Natascha Pegg's avatar
Natascha Pegg

Always the staff very friendly and fast service

5
Always the staff very friendly and fast service Reviewed on: 9th February 2025
Sima V's avatar
Sima V

Great bank easy to use, great for holidays too as be...

5
Great bank easy to use, great for holidays too as best exchange rate given Reviewed on: 9th February 2025
Emma 's avatar
Emma

A simple transaction requires a simple review, Monzo...

5
A simple transaction requires a simple review, Monzo just works for what you need it to and always has, getting my kids an account has been simple and easy. Reviewed on: 9th February 2025
Ben T's avatar
Ben T

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