Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (536 reviews)

View other Monzo products

4.96

Based on 536 reviews, last reviewed 23rd Feb 2026

12500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Best value for children and teens with great transpa... Best value for children and teens with great transparency and saving tools. Reviewed on: 23rd February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (536)

Best value for children and teens with great transpa...

Best value for children and teens with great transparency and saving tools. Reviewed on: 23rd February 2026

I received the email to go on the waiting list for t...

I received the email to go on the waiting list for the under 16s account for my child and didnt have to wait long before being able to set it up. Its been the easiest thing to manage. I can see it on my panel.of accounts and I can organise my daughters account from mine. Pocket money is split into pots automatically once set up. My daughter can view and learn to manage her own account too with her own access. Cards a brightly coloured so can be easily spotted. Reviewed on: 23rd February 2026

Great simple banking for under 16 - can also give th...

Great simple banking for under 16 - can also give them some independence shopping online and instead with the addition of an account card- which most banks don’t offer for under 11’s Reviewed on: 23rd February 2026

Ideal first account for our son

Set our son up with this account super easy to use and manage and great interest rates. Family can easily send birthday month as and when Reviewed on: 23rd February 2026

The best highly recommended excellent from start to...

The best highly recommended excellent from start to finish Reviewed on: 23rd February 2026

Really helps me manage my money effectively.

Really helps me manage my money effectively. Great access to be able to control my daughter’s spending Reviewed on: 23rd February 2026

Monzo money for teenagers constantly on the move.

Monzo kids accounts have been a great way to manage money for teenagers constantly on the move. Reviewed on: 23rd February 2026

A Star Service.

A Star Service. Will definitely recommend to anyone Reviewed on: 23rd February 2026

Awesome banking

From the moment I signed up I've been impressed with everything. The service, the offerings and the information. I've been able to keep a better eye on finances, upcoming events and planning to ensure everything is where it needs to be. It's quick and simple with great benefits. Reviewed on: 23rd February 2026

Monzo are a fantastic bank

Monzo are a fantastic bank , my son is very pleased with his under 16's account. I am also very pleased with my current account with them and flex purchase credit card. Reviewed on: 23rd February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Silver Added Value Account
from Lloyds Bank 3.53 from 18 reviews
Standard Current Account
from Ulster Bank 3.52 from 36 reviews
Student Current Account
from Santander 4.04 from 9 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 221 reviews
Flex Purchase credit card
from Monzo 4.97 from 3004 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub