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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.98 (932 reviews)

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4.98

Based on 932 reviews, last reviewed 7th Apr 2026

51600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Ease of use. Ease of use. Simple presentation. Reviewed on: 7th April 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (932)

Economical empowerment

Monzo has given my child an opportunity to manage his finances at an early age, and gives me as a parent real time update on when to support. I am a happy client Reviewed on: 20th March 2026

Was easy to set up and seamless

Was easy to set up and easy for both myself and daughter to track everything. Is early stages yet but everything has been seemless Reviewed on: 20th March 2026

Monzo is the best it’s excellent

Monzo is the best, Excellent service in transferring money. Can move money from my child account back to my account which other banks don’t have that service. Excellent customer service. My son is really enjoying using his Monzo account. All I can say is thank you Monzo you have really made banking for parents easy. Reviewed on: 20th March 2026

Helps my kids manage thier finances effectively with...

Helps my kids manage thier finances effectively with some interest incentives Reviewed on: 20th March 2026

Under 16 account with card & no fees

Under 16 account with card & no fees parents have control lWe love using Monzo and so does my child. They have their own fabulous, brightly coloured physical card as well as a virtual card and I’m notified instantly whenever it’s used. I originally set up Monzo for spending abroad on holidays and it’s fantastic the exchange rates are excellent. I also love that you can create different pots to organise your money easily. I even use it for receiving payments from selling platforms. It’s absolutely fabulous love it! Reviewed on: 20th March 2026

I was looking for a bank that would give me the free...

I was looking for a bank that would give me the freedom of doing a lot of things for my kids without having to pay money and monzo gave it to me Reviewed on: 20th March 2026

Customer focused and seamless support

Customer focused and seamless support Reviewed on: 20th March 2026

Very easy for children to use

Very easy for my son to use and easy for me to monitor his purchases Reviewed on: 20th March 2026

I had been searching for some time to locate an easy...

I had been searching for some time to locate an easy to use and secure card for my 13 yr old. This card is brilliant and he is limited where he can use it. Reviewed on: 20th March 2026

Child’s bank account

I opened an account for my daughter who was 11 which was offered free of charge unlike other options for children her age. I have my main bank account with Monzo and have had a great experience and since opening her account it has been great and so easy to set up and use. It really helps teach her to manage her money and set good habits. Reviewed on: 20th March 2026

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