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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

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4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Best Ever

It has been a most professional, easy and reliable experience with Monzo and continues to be both for us and our kids. Reviewed on: 21st March 2026

Fantastic - highly recommend

Fantastic when there is an issue. It's teaching my son how to manage his money. Reviewed on: 21st March 2026

Intuitive

Very easy to manage money in pots and explain children how to use it. Reviewed on: 21st March 2026

Easy to use service and I would highly recommend it...

Easy to use service and I would highly recommend it to anyone looking for an easy way to have an account for your children which you can control but they feel they have control also as you both have the app Reviewed on: 21st March 2026

Best free Under 16s account with so many features

Recently made an under 16s for our 10 year old and he started using new feathers like pots and smily responses immediately. Aside from nice user friendly features, the ability for him to have his own totally free cureent account is god send. Reviewed on: 21st March 2026

***** so easy to open account card arrived in 2 days...

***** so easy to open account card arrived in 2 days all done online with no hassle Reviewed on: 21st March 2026

Very easy to use for me and the kids.

Very easy to use for me and the kids. They get to manage and be responsible for their money but I can still help and talk to them about financial questions and problems. Great that they have an app they can use directly and their own free debit cards Reviewed on: 21st March 2026

Definitely recommend

I set up these for my two children just to help them learn a little about money saving and looking after there cards. It really was the easiest set up ever. I love that you can link different adult accounts to the under 16s account, transfer money easy for birthdays pocket money ect. I asked my two children what they liked about it the most they said that they could choose their own cards and see exactly how much money they have and where it's come from. The only thing they asked to update. They wished there could be more of a selection of the colour/themes of cards. Purples/rainbows space/gamers Reviewed on: 21st March 2026

Alround great platform

A great platform - meets all my financial needs in one place Reviewed on: 20th March 2026

Easy and friendly

Easy to use website and kids account easy to set up Reviewed on: 20th March 2026

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