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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (510 reviews)

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4.96

Based on 510 reviews, last reviewed 16th Feb 2026

9900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

setup childrens accounts for my, er, children (10 an... setup childrens accounts for my, er, children (10 and 14), works nicely, though the potential wilderness is looming for myeldest as the account only s... Read more Reviewed on: 16th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (510)

Under 16s account fantastic service.

Under 16s account fantastic service. They can learn to save download the app themselves an as guardian grandparent you can keep eye on their account.. Reviewed on: 10th February 2026

Monzo is brilliant!

This account has been great for my son. He's learning to budget his money and he is impressed with the pots he can have. He has built up some savings! He sometimes spends on in game content online, he buys it all himself now with his own card, as the parent account I am notified of those transactions. We just love the ease of everything with Monzo! Reviewed on: 10th February 2026

So easy to set up and very user friendly

So easy to set up and very user friendly Reviewed on: 10th February 2026

I like quickly use and payment

I like quickly use and payment method to easy transfer Reviewed on: 10th February 2026

Free under 16s account with easy transfer of funds a...

Free under 16s account with easy transfer of funds and gentle reminders to top up if balances low! Encouragement with in-app incentives for kids to earn and save more and remain competitive in the market Reviewed on: 9th February 2026

Monzo makes banking simple and easy.

Monzo is a modern banking system that is very useful for the common people. In addition to making banking services easy to use through the mobile app, Monzo also provides eligible customers with an easy process where they can get facilities like loans, credit cards, overdrafts, etc. very quickly, subject to terms and conditions. Therefore, Monzo is a reliable banking solution for those looking for speed and convenience. Reviewed on: 9th February 2026

Made it easy to open my child who is under 16 accoun...

Made it easy to open my child who is under 16 account and my child is able to access and able to save. Reviewed on: 9th February 2026

Best recommendation for daughters savings.

Was recommended Monzo by a friend. It has been a game changer for my daughter’s savings. Reviewed on: 9th February 2026

Magic as always!

The perfect account for my children! Learning how to manage their money, and for the parents, the best way to get the necessary visibility! Well done Reviewed on: 9th February 2026

Great for my son

Very easy to use and monitor as parents Reviewed on: 9th February 2026

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