Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.98 (932 reviews)

View other Monzo products

4.98

Based on 932 reviews, last reviewed 7th Apr 2026

51600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Ease of use. Ease of use. Simple presentation. Reviewed on: 7th April 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (932)

Intuitive

Very easy to manage money in pots and explain children how to use it. Reviewed on: 21st March 2026

Easy to use service and I would highly recommend it...

Easy to use service and I would highly recommend it to anyone looking for an easy way to have an account for your children which you can control but they feel they have control also as you both have the app Reviewed on: 21st March 2026

Best free Under 16s account with so many features

Recently made an under 16s for our 10 year old and he started using new feathers like pots and smily responses immediately. Aside from nice user friendly features, the ability for him to have his own totally free cureent account is god send. Reviewed on: 21st March 2026

***** so easy to open account card arrived in 2 days...

***** so easy to open account card arrived in 2 days all done online with no hassle Reviewed on: 21st March 2026

Very easy to use for me and the kids.

Very easy to use for me and the kids. They get to manage and be responsible for their money but I can still help and talk to them about financial questions and problems. Great that they have an app they can use directly and their own free debit cards Reviewed on: 21st March 2026

Definitely recommend

I set up these for my two children just to help them learn a little about money saving and looking after there cards. It really was the easiest set up ever. I love that you can link different adult accounts to the under 16s account, transfer money easy for birthdays pocket money ect. I asked my two children what they liked about it the most they said that they could choose their own cards and see exactly how much money they have and where it's come from. The only thing they asked to update. They wished there could be more of a selection of the colour/themes of cards. Purples/rainbows space/gamers Reviewed on: 21st March 2026

Alround great platform

A great platform - meets all my financial needs in one place Reviewed on: 20th March 2026

Easy and friendly

Easy to use website and kids account easy to set up Reviewed on: 20th March 2026

Fab for the kids and for me the app is easy to use a...

Fab for the kids and for me the app is easy to use and you have opportunities to invest and save Reviewed on: 20th March 2026

2 kids accounts opened same day, halifax wanted me t...

2 kids accounts opened same day, halifax wanted me to take them into branch during a school day and that was the only appointment they had for 3 months lol Reviewed on: 20th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Reliance Bank 4.00 from 1 reviews
Cash account
from TSB 3.77 from 95 reviews
Classic Account
from Bank of Scotland 3.94 from 117 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3124 reviews
Investments
from Monzo 4.94 from 1121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub