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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (515 reviews)

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4.96

Based on 515 reviews, last reviewed 19th Feb 2026

10400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Super helpful, polite and responsive Super helpful, polite and responsive Reviewed on: 19th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (515)

Best Bank overview

Bank listens to his clients very reliable and trustworthy Reviewed on: 12th February 2026

Simple and joyful to use.

Simple and joyful to use. Transferring money to my daughter’s account is brilliant, immediate access and payment notifications. I have had issues with card use in the past, resolving those issues were easy staff were easy contactable and made it a joyful experience. Reviewed on: 12th February 2026

Got the message to sign up for access once released.

Got the message to sign up for access once released. Didn't wait long before I got the message ready to set up under 16s account. Easy and just what we need. All in my account so its easy to manage. And my daughter has her own access with her card. Very good for what we needed. Reviewed on: 11th February 2026

The under 16 account is brilliant.

The under 16 account is brilliant. The set up of pots is great to build an awareness about saving amongst little ones. Defo recommend! Reviewed on: 11th February 2026

Super bank.

Super bank. I like it. My child like it Reviewed on: 11th February 2026

Best bank for under 16, outstanding services

Best bank for under 16, outstanding services Reviewed on: 10th February 2026

Brilliant account for my 14 year old that's linked t...

Brilliant account for my 14 year old that's linked to our joint account. Much better than others we have tried over the years to give our son Finacial freedom and responsibility Reviewed on: 10th February 2026

Great way to start kids saving and spending responsi...

Great way to start kids saving and spending responsibly. An excellent app experience for Under 16s, with all the Monzo charm and values that grown ups enjoy. Reviewed on: 10th February 2026

Every service they offer is brilliant.

Every service they offer is brilliant. Reviewed on: 10th February 2026

App works like a dream

App works like a dream and our child has even started saving! Reviewed on: 10th February 2026

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