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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Very smart I can track my son expenses

5
Very smart I can track my son expenses Reviewed on: 7th April 2026
Alzahir's avatar
Alzahir

A free childrens account and it is super easy to use.

5
A free childrens account and it is super easy to use. It's very easy for me to transfer money in, track spending and set up regular payments. Reviewed on: 7th April 2026
Mrs A's avatar
Mrs A

Amazing service and have never had a problem

5
Amazing service and have never had a problem Reviewed on: 29th March 2026
Sadie Doughty's avatar
Sadie Doughty

Monzo under 16s account is good for children to lear...

5
Monzo under 16s account is good for children to learn how to save and to experience financial education at younger age. Reviewed on: 27th March 2026
Sola's avatar
Sola

Excellent customer service, genuine understanding of...

5
Excellent customer service, genuine understanding of hardship and extremely helpful Reviewed on: 25th March 2026
Barbour's avatar
Barbour

Love Monzo and how easy and fun they have made the u...

5
Love Monzo and how easy and fun they have made the under 16s account. My daughters absolutely love their colourful cards Reviewed on: 24th March 2026
VC's avatar
VC

BEST bank!!

5
Lovely bright cards for the kids, easy app to navigate and add to their saving pots with little notes for them. They love feeling grown up using their cards. I love using mine abroad too for the 0% international fees. LOVE Monzo! Reviewed on: 24th March 2026
Melissa B's avatar
Melissa B

Monzo - Brilliant

5
The app is absolutely amazing. Love the different pots you can have for savings and round ups has saved me so much money. Reviewed on: 23rd March 2026
Chris R's avatar
Chris R

Good oversight of account

5
My 14 year old has an account - I get notified of all transactions and the card is blocked to pay for any drinking establishments or gambling which is good. I can easily transfer money to him and he can also have the app on his phone to view his balance and transactions. Very easy to use Reviewed on: 22nd March 2026
Wendy H's avatar
Wendy H

Brilliant.

5
Brilliant. The best out there. Easy interface and excellent value for money compared to other similar under 16 providers. Reviewed on: 21st March 2026
Robert H's avatar
Robert H

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