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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (512 reviews)

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4.96

Based on 512 reviews, last reviewed 17th Feb 2026

10100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent account for kids Opened an account for my son, it is really straightforward to use, has excellent savings rates available and can even add emojis to transfers which he... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (512)

Very easy service, with excellent perks

Very easy service, with excellent perks Reviewed on: 14th February 2026

Perfect and safe intro to banking for young people

Brilliant way to introduce my daughter to banking and savings. She’s loving to see the interest adding up, and I like the control and flexibility it gives me - I don’t want her to have the physical card yet, but she can still have a proper bank account. It’s perfect! Reviewed on: 13th February 2026

Love Monzo!

Really love the Monzo app and all the features that make it so easy to teach my children about money. Reviewed on: 13th February 2026

Best account for littles

Easy to use, teaches kids about money, can save, use pots etc. Really good Reviewed on: 13th February 2026

Easy to use for under 16’s, saving pots encourage s...

Easy to use for under 16’s, saving pots encourage saving Reviewed on: 12th February 2026

Having my child’s account linked with mine I can sen...

Having my child’s account linked with mine I can send money in seconds also I can see what there money is spent on Reviewed on: 12th February 2026

Such a fun and practical account

Such a fun and practical account Reviewed on: 12th February 2026

Best Bank overview

Bank listens to his clients very reliable and trustworthy Reviewed on: 12th February 2026

Simple and joyful to use.

Simple and joyful to use. Transferring money to my daughter’s account is brilliant, immediate access and payment notifications. I have had issues with card use in the past, resolving those issues were easy staff were easy contactable and made it a joyful experience. Reviewed on: 12th February 2026

Got the message to sign up for access once released.

Got the message to sign up for access once released. Didn't wait long before I got the message ready to set up under 16s account. Easy and just what we need. All in my account so its easy to manage. And my daughter has her own access with her card. Very good for what we needed. Reviewed on: 11th February 2026

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