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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.98 (932 reviews)

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4.98

Based on 932 reviews, last reviewed 7th Apr 2026

51600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Ease of use. Ease of use. Simple presentation. Reviewed on: 7th April 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (932)

Monzo under 16s account is good for children to lear...

Monzo under 16s account is good for children to learn how to save and to experience financial education at younger age. Reviewed on: 27th March 2026

Excellent customer service, genuine understanding of...

Excellent customer service, genuine understanding of hardship and extremely helpful Reviewed on: 25th March 2026

Love Monzo and how easy and fun they have made the u...

Love Monzo and how easy and fun they have made the under 16s account. My daughters absolutely love their colourful cards Reviewed on: 24th March 2026

BEST bank!!

Lovely bright cards for the kids, easy app to navigate and add to their saving pots with little notes for them. They love feeling grown up using their cards. I love using mine abroad too for the 0% international fees. LOVE Monzo! Reviewed on: 24th March 2026

Monzo - Brilliant

The app is absolutely amazing. Love the different pots you can have for savings and round ups has saved me so much money. Reviewed on: 23rd March 2026

Good oversight of account

My 14 year old has an account - I get notified of all transactions and the card is blocked to pay for any drinking establishments or gambling which is good. I can easily transfer money to him and he can also have the app on his phone to view his balance and transactions. Very easy to use Reviewed on: 22nd March 2026

Brilliant.

Brilliant. The best out there. Easy interface and excellent value for money compared to other similar under 16 providers. Reviewed on: 21st March 2026

Setting up an account for my children is straghtforw...

Setting up an account for my children is straghtforward and easy. I get to track activities via the app which is user friendly. Reviewed on: 21st March 2026

Best Ever

It has been a most professional, easy and reliable experience with Monzo and continues to be both for us and our kids. Reviewed on: 21st March 2026

Fantastic - highly recommend

Fantastic when there is an issue. It's teaching my son how to manage his money. Reviewed on: 21st March 2026

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