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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

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4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Amazing experience since 2017.

Amazing experience since 2017. Stable services and slowly adding new products with best customers experience Reviewed on: 8th February 2025

Strong experience

Very good service and nice experience Reviewed on: 8th February 2025

Best bank for me

I have been a customer for a good few years now and have never had any issues and love how easy the account is to use and put money aside into pots to save efficiently Reviewed on: 8th February 2025

Savings and pot

The pots is great, the monthly gifts and treat from max is fantastic, and the saving makes it easier Reviewed on: 8th February 2025

All round great

Everything is amazing, I do think the dispute service could be better as even though you sent evidence of money being removed if the company denys it they still believe them over the evidence Reviewed on: 8th February 2025

Very good and always there when need anything with i...

Very good and always there when need anything with issues they resolve them fast Reviewed on: 8th February 2025

Monzo revolutionised my budgeting and ability to save.

Monzo revolutionised my budgeting and ability to save. For that fact alone they’ve absolutely saved my sanity Reviewed on: 8th February 2025

Honestly think this bank is brilliant

Honestly think this bank is brilliant Reviewed on: 8th February 2025

They have a great mobile app and are always innovati...

They have a great mobile app and are always innovating with new and exciting product offering. Their app is user friendly with near zero downtime. Great company. Great products. I first took the children account for one of my sons, but had to apply for the other as it added financial literacy for the kids. Reviewed on: 8th February 2025

The Monzo under 16s is account is brilliant.

The Monzo under 16s is account is brilliant. I can easily send my daughter money while still being able to see her transactions and limit her daily spending as well as other parental controls. Reviewed on: 8th February 2025

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