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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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0%
2 star
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Monzo are brilliant they sort any issues immediately...

5
Monzo are brilliant they sort any issues immediately and the pay early is a great to have. Reviewed on: 8th February 2025
Lisa H's avatar
Lisa H

Little girl feels independent

5
This is great and my little girl love having her monzo account aswell as her own bank card. Reviewed on: 8th February 2025
Lauren M's avatar
Lauren M

Amazing experience since 2017.

5
Amazing experience since 2017. Stable services and slowly adding new products with best customers experience Reviewed on: 8th February 2025
Ganesh A's avatar
Ganesh A

Strong experience

5
Very good service and nice experience Reviewed on: 8th February 2025
Fahed J's avatar
Fahed J

Best bank for me

5
I have been a customer for a good few years now and have never had any issues and love how easy the account is to use and put money aside into pots to save efficiently Reviewed on: 8th February 2025
Stacey B's avatar
Stacey B

Savings and pot

5
The pots is great, the monthly gifts and treat from max is fantastic, and the saving makes it easier Reviewed on: 8th February 2025
Adam s's avatar
Adam s

All round great

5
Everything is amazing, I do think the dispute service could be better as even though you sent evidence of money being removed if the company denys it they still believe them over the evidence Reviewed on: 8th February 2025
Remy b's avatar
Remy b

Very good and always there when need anything with i...

5
Very good and always there when need anything with issues they resolve them fast Reviewed on: 8th February 2025
Ricky's avatar
Ricky

Monzo revolutionised my budgeting and ability to save.

5
Monzo revolutionised my budgeting and ability to save. For that fact alone they’ve absolutely saved my sanity Reviewed on: 8th February 2025
Kath A's avatar
Kath A

Honestly think this bank is brilliant

5
Honestly think this bank is brilliant Reviewed on: 8th February 2025
Rachel T's avatar
Rachel T

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