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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Monzo is excellent, I have recommended to friends an...

5
Monzo is excellent, I have recommended to friends and family Reviewed on: 9th February 2025
Nicola C's avatar
Nicola C

Excellent value and easy to use for my child, could...

5
Excellent value and easy to use for my child, could do with more features to transfer money and options to pay people which could be turned off and on by parents. Reviewed on: 9th February 2025
Martin Detheridge's avatar
Martin Detheridge

Fantastic

5
Love Monzo, easy to use, great facilities and any issues have been dealt with promptly and professionally. Reviewed on: 9th February 2025
Michaela Rennie's avatar
Michaela Rennie

The future of banking!

5
The future of banking!! Easy, efficient and everything you could possibly need in one app! Reviewed on: 9th February 2025
SarahMac's avatar
SarahMac

free service!

5
I really like the fact that it is a free service which gives my children their own bank card Reviewed on: 9th February 2025
Jon H's avatar
Jon H

Been nothing but a dream banking with monzo, and now...

5
Been nothing but a dream banking with monzo, and now my children have their under 16 accounts too they love it. Reviewed on: 9th February 2025
Nikobee 's avatar
Nikobee

Very satisfied, all my family joined

5
Very satisfied, all my family joined Reviewed on: 9th February 2025
Betty's avatar
Betty

I’m so glad that we have an under 16 account for my...

5
I’m so glad that we have an under 16 account for my son because every other bank hasn’t been very good, but Monzo has been amazing helping with banking Reviewed on: 9th February 2025
Anja g's avatar
Anja g

Great bank.

5
Great bank. Super helpful. Everything easy accessable Reviewed on: 9th February 2025
Gemma Gough's avatar
Gemma Gough

It’s been a great experience so far

5
It’s been a great experience so far Reviewed on: 9th February 2025
Eleni's avatar
Eleni

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