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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (945 reviews)

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4.89

Based on 945 reviews, last reviewed 11th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (945)

Excellent value and easy to use for my child, could...

Excellent value and easy to use for my child, could do with more features to transfer money and options to pay people which could be turned off and on by parents. Reviewed on: 9th February 2025

Fantastic

Love Monzo, easy to use, great facilities and any issues have been dealt with promptly and professionally. Reviewed on: 9th February 2025

The future of banking!

The future of banking!! Easy, efficient and everything you could possibly need in one app! Reviewed on: 9th February 2025

free service!

I really like the fact that it is a free service which gives my children their own bank card Reviewed on: 9th February 2025

Been nothing but a dream banking with monzo, and now...

Been nothing but a dream banking with monzo, and now my children have their under 16 accounts too they love it. Reviewed on: 9th February 2025

Very satisfied, all my family joined

Very satisfied, all my family joined Reviewed on: 9th February 2025

I’m so glad that we have an under 16 account for my...

I’m so glad that we have an under 16 account for my son because every other bank hasn’t been very good, but Monzo has been amazing helping with banking Reviewed on: 9th February 2025

Great bank.

Great bank. Super helpful. Everything easy accessable Reviewed on: 9th February 2025

It’s been a great experience so far

It’s been a great experience so far Reviewed on: 9th February 2025

Love Monzo bank.

Love Monzo bank. Great company to bank with Reviewed on: 9th February 2025

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